354 Harvard Ave, Elyria, OH 44035 Property Records

Lorain County property record for 354 Harvard Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1960
Square Footage	2,112 sqft Living Area
Lot Size	5,227 sqft (0.119 acres)
Occupancy	Owner Occupied
Last Sale	$130,000 (1998)
Tax Bill	$2,783.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-005-109-031`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,112 sqft Living Area
1st Floor	1,216 sqft 1st Floor
2nd Floor	896 sqft 2nd Floor
Upper Floors	896 sqft Upper Floors
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1960
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	5,227 sqft (0.119 acres)
Depth X Width	135 ft x 41 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	400 sqft Garage

Exterior Amenities

Patio Area	240 sqft Patio
Porch	Enclosed Porch
Porch Area	396 sqft Porch
Canopy Area	240 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	354 HARVARD AVE
City	ELYRIA
State	OH
Zip	44035-6651
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E HTS FRNT 0041.21
Legal Subdivision	E HTS FRNT
Legal Tract	25
Legal Block	109
Legal Lot Number	1401
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2009
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-005-109-031

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	354 HARVARD AVE, ELYRIA, OH 44035-6651
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 1998 · Amount on Record
Deed Sale	Oct 21, 1998 · Amount on Record
Deed Doc Number	570843
Record Refreshed	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	354 HARVARD AVE, ELYRIA, OH 44035-6651
Document Number	0000631323
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 12, 2017

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 HARVARD AVE ELYRIA OH 440356651, ELYRIA, OH 44035-6651

Mortgage

Document Number	0000631323
Date	May 31, 2017
Instrument	631323

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 30, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,783.00	$59,110 (%) Land $6,390 Building $52,720	$168,890 (-) Land $18,250 Building $150,640
2024	$2,783.00 (+8.54%)	$59,112 (+26.8%) Land $6,388 Building $52,724	$168,890 (+26.8%) Land $18,250 Building $150,640
2023	$2,564.00 (+1.3%)	$46,617 (-0.01%) Land $6,542 Building $40,075	$133,190 (-) Land $18,690 Building $114,500
2022	$2,531.00	$46,620 Land $6,540 Building $40,080
2021			$133,190 Land $18,690 Building $114,500

Flood & Wildfire

354 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.