354 Harper Dr, Orange, VA 22960 Property Records

Orange County property record for 354 Harper Dr, Orange, VA 22960

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,298 sqft · built 2005
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,000 (Nov 2018)
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-C0-07-00-0001`

Property Details

APN / Parcel Number

Primary APN	`044-C0-07-00-0001`
Alternative APN	`18396`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,298 sqft Living Area
1st Floor Area	1,097 sqft
Basement Area	448 sqft
Finished Basement	448 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Terrain	Rolling
Garage Type	Built-in
Garage Area	1 sqft
Driveway	Driveway
Driveway Area	1,000 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	18396
Street Address	354 HARPER DR
City	ORANGE
State	VA
Zip	22960-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TRL TRAD RES LOW DENSITY
Legal Description	44C(7)1 POPLAR FOREST
Legal Subdivision	POPLAR FOREST
Legal Lot Number	1
Jurisdiction	ORANGE VA
Township / Civil Division	4
Census Block Group	2
Census Block	2006
Census Tract	110200

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	354 HARPER DR, ORANGE, VA 22960-1448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 12, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 1, 2018	Warranty Deed, Transfer · FHA Mortgage MCLEAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Prior Sale	Oct 15, 2014
Deed Document Number	4899
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	354 HARPER DR, ORANGE, VA 22960-1448
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003828
Date	Sep 12, 2023
Instrument	230003828

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Oct 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	354 HARPER DR, ORANGE, VA 22960-1448
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002720
Date	Apr 12, 2022
Instrument	220002720

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE VA
Recording Date	Nov 1, 2018
Property Address	354 HARPER DR, ORANGE, VA 22960-1448
Document Number	180004899
Instrument Date	Oct 31, 2018
Instrument	4899
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 HARPER DR ORANGE VA 229601448, ORANGE, VA 22960-1448

Mortgage

Document Number	180004900
Date	Nov 1, 2018
Instrument	4900

Lender

Name	MCLEAN MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Orange County
Unified School District	Orange County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,041.00	$269,200 (-) Land $45,000 Building $224,200	$269,200 (-) Land $45,000 Building $224,200
2023	$2,041.00	$269,200 Land $45,000 Building $224,200	$269,200 Land $45,000 Building $224,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jun 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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