Harnett County property record for 354 Gilchrist Rd, Cameron, NC 28326
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 3,744 sqft · built 2018 |
| Lot Size | 2.74 acres (119,354 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,851 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit Nov 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500011624 |
| Primary APN | 1500011624 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,744 sqft Heated Area |
| 1st Floor Area | 3,778 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 119,354 sqft (2.74 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500011624 |
|---|---|
| Street Address | 354 GILCHRIST RD |
| City | CAMERON |
| State | NC |
| Zip | 28326-9455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA20R |
| Legal Description | LT#5 BOBBY BROWN ETALS 3.02ACS MAP#2013-216 |
| Legal Subdivision | BOBBY BROWN |
| Legal Lot Number | 5 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | JOHNSONVILLE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 71402 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 354 GILCHRIST RD, CAMERON, NC 28326-9455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 6, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage MVB MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 354 GILCHRIST RD, CAMERON, NC 28326-9455 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000003329 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 4115/233 |
| Instrument | 2022003329 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Nov 6, 2017 |
| Property Address | 354 GILCHRIST RD, CAMERON, NC 28326-9455 |
| Book / Page | 003556 / 000177 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 16685 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 27, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14441 224TH ST LAURELTON NY 114133445, LAURELTON, NY 11413-3445 |
| Document Number | 0000016685 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 003556/000177 |
| Instrument | 16685 |
| Name | MVB MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 5, 2018 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,851.00 (+29.57%) | $635,541 (+23.48%) | $635,541 (+23.48%) Land $54,490 Building $581,051 |
| 2023 | $3,744.00 | $514,675 | $514,675 Land $26,170 Building $488,505 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures