354 Freeman Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 354 Freeman Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	11 acres (483,080 sqft)
Owner	Individual Name on File
Last Sale	$5,000 (Dec 2010)
Tax Bill	$3,292 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Jun 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-510-0300`

Property Details

APN / Parcel Number

Primary APN	`06-510-0300`
Alternative APN	`4871`

Exterior

Lot Area	483,080 sqft (11 acres)
Garage Area	640 sqft

Location & Zoning

Account Number	4871
Street Address	354 FREEMAN RD
City	CLOQUET
State	MN
Zip	55720-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW1/4 NW1/4 EX N 386.18 FT & EX COMM AT NW CITY OF CLOQUET
Legal Range	17
Legal Township	49
Legal Section	02
Legal Subdivision	CITY OF CLOQUET
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1031
Census Tract	70100

Owner

354 Freeman Rd is owned and occupied by an individual who bought it in December 2010.

Source: Carlton County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	354 FREEMAN RD, CLOQUET, MN 55720-9414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION
Jan 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2010 · Amount on File
Deed Sale	Dec 8, 2010 · Amount on File
Prior Sale	Nov 22, 2010 · Amount on File
Deed Document Number	2010434679
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Recording Date	Oct 5, 2026
Property Address	354 FREEMAN RD, CLOQUET, MN 55720-9414
Document Number	0000529058
Instrument Date	Sep 30, 2026
Instrument	2026529058
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 FREEMAN RD, CLOQUET, MN 55720-9414

Mortgage

Document Number	0000529058,
Date	Oct 5, 2026
Instrument	2026529058

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	354 FREEMAN RD, CLOQUET, MN 55720-9414
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000506560
Date	Jun 3, 2022
Instrument	A000506560

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	354 FREEMAN RD, CLOQUET, MN 55720-9414
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000496868
Date	Jan 29, 2021
Instrument	A000496868

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	354 FREEMAN RD, CLOQUET, MN 55720-9414
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A000476677
Date	Oct 4, 2017
Instrument	A000476677

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 354 Freeman Rd was $3,292 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,292.00 Homeowner's exemption
2025		$237,200 (+2.68%) Land $126,400 Building $110,800	$237,200 (+2.68%) Land $126,400 Building $110,800
2024	$3,136.00 Homeowner's exemption	$231,000 (+5.53%) Land $126,400 Building $104,600	$231,000 (+5.53%) Land $126,400 Building $104,600
2023	$3,136.00 Homeowner's exemption	$218,900 (-) Land $118,800 Building $100,100	$218,900 (-) Land $118,800 Building $100,100
2022		$218,900 Land $118,800 Building $100,100	$218,900 Land $118,800 Building $100,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 354 Freeman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Freeman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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