354 Flippin Rd, Lowgap, NC 27024 Property Records

Surry County property record for 354 Flippin Rd, Lowgap, NC 27024

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,500 sqft · built 2022
Lot Size	1.65 acres (72,179 sqft)
Owner	Individual Name on Record
Last Sale	$5,300 (May 1990)
Tax Bill	$1,949 (2026)
Deeds & Mortgages	Dec 2021 Refinance Oct 2022 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`4070-00-48-2716`

Property Details

APN / Parcel Number

Primary APN	`4070-00-48-2716`
Alternative APN	`100119108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	72,179 sqft (1.65 acres)
Lot Width	369 ft Width
Garage Area	2,500 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100119108
Street Address	354 FLIPPIN RD
City	LOWGAP
State	NC
Zip	27024-9117
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	HODGES RD
Legal Subdivision	BEULAH
Jurisdiction	SURRY NC
Township / Civil Division	STEWARTS CREEK
Census Block Group	1
Census Block	1004
Census Tract	930804

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 JACOBS RIDGE TRL, LOWGAP, NC 27024-7021
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SURREY BANK & TRUST
Oct 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST RELIANCE BANK
Jan 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ALLEGACY FEDERAL CREDIT UNTION
Jan 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ALLEGACY FEDERAL CREDIT UNTION
Feb 23, 2021	Warranty Deed, Transfer
Feb 23, 2021	Personal Representative Deed, Transfer
Feb 23, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 1990 · Amount on Record
Deed Sale	May 1, 1990 · Amount on Record
Prior Sale	Jan 1, 1986 · Amount on Record
Deed Book / Page	489 / 312
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	354 FLIPPIN RD, LOWGAP, NC 27024-9117
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001793/768
Date	Dec 16, 2021
Book Page	1793/768
Instrument	691041

Lender

Name	SURREY BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	354 FLIPPIN RD, LOWGAP, NC 27024-9117
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001831/860
Date	Oct 5, 2022
Book Page	1831/860
Instrument	699885

Lender

Name	FIRST RELIANCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	354 FLIPPIN RD, LOWGAP, NC 27024-9117
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001842/86
Date	Jan 13, 2023
Book Page	1842/86
Instrument	702284

Lender

Name	ALLEGACY FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2038

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	354 FLIPPIN RD, LOWGAP, NC 27024-9117
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001842/93
Date	Jan 13, 2023
Book Page	1842/93
Instrument	702285

Lender

Name	ALLEGACY FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Feb 23, 2021
Property Address	354 FLIPPIN RD, LOWGAP, NC 27024-9117
Document Number	001749/113
Book / Page	1749 / 113
Instrument Date	Feb 22, 2021
Instrument	681268
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 JACOBS RIDGE TRL, LOWGAP, NC 27024-7021

February 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SURRY NC
Recording Date	Feb 23, 2021
Property Address	354 FLIPPIN RD, LOWGAP, NC 27024-9117
Document Number	001749/109
Book / Page	1749 / 109
Instrument Date	Feb 19, 2021
Instrument	681267
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SURRY NC
Recording Date	Feb 23, 2021
Property Address	354 FLIPPIN RD, LOWGAP, NC 27024-9117
Document Number	001749/107
Book / Page	1749 / 107
Instrument Date	Feb 4, 2021
Instrument	681266
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 JACOBS RIDGE TRL, LOWGAP, NC 27024-7021

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,949.00 (-2.84%)	$256,790 (-21.04%) Land $16,800 Building $239,990	$256,790 (-21.04%) Land $16,800 Building $239,990
2025	$2,006.00 (+41.57%)	$325,220 (+26.65%) Land $16,800 Building $308,420	$325,220 (+26.65%) Land $16,800 Building $308,420
2023	$1,417.00	$256,790 Land $16,800 Building $239,990	$256,790 Land $16,800 Building $239,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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