354 E Saint Charles Rd, Elmhurst, IL 60126 Property Records

DuPage County property record for 354 E Saint Charles Rd, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,344 sqft · built 1955
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$352,500 (May 2019)
Tax Bill$9,601 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-12-204-006

Property Details

APN / Parcel Number

Primary APN06-12-204-006

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area2,688 sqft
1st Floor Area1,344 sqft
Basement Area1,344 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions13.5 ft deep x 6 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address354 E SAINT CHARLES RD
CityELMHURST
StateIL
Zip60126-3656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionGOSS JUDD & SHERMAN CRESCENT PK SUB
Legal SubdivisionGOSS JUDD & SHERMAN CRESCENT PK SUB
Legal Block9
Legal Lot Number6
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group4
Census Block4008
Census Tract842800

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address354 E SAINT CHARLES RD, ELMHURST, IL 60126-3656
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
May 7, 2019Warranty Deed, Transfer · FHA Mortgage
LENDERFI
Mar 22, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
A & N MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2019 · Amount on Record
Deed SaleMay 7, 2019 · Amount on Record
Prior SaleApr 20, 2012 · Amount on Record
Deed Document Number201934456
Prior Transfer DateMar 13, 2018
Prior Transfer Doc0000024907
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address354 E SAINT CHARLES RD, ELMHURST, IL 60126-3656
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043113
DateMar 18, 2021
InstrumentR2021-043113
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMay 7, 2019
Property Address354 E SAINT CHARLES RD, ELMHURST, IL 60126-3656
Document Number0000034456
Instrument DateApr 25, 2019
Instrument34456
Transaction TypeTransfer
Record UpdatedMay 23, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$528.75
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address354 E SAINT CHARLES RD ELMHURST IL 601263656, ELMHURST, IL 60126-3656

Mortgage

Document Number34457
DateMay 7, 2019
Instrument34457
Lender
NameLENDERFI
TypeFunding / Finance Company
AddressCALABASAS, CA 91302
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 6, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

March 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateMar 22, 2018
Property Address354 E SAINT CHARLES RD, ELMHURST, IL 60126-3656
Document Number0000024907
Map ReferenceDOC215085
Instrument DateMar 13, 2018
InstrumentR2018-024907
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyLAKESHORE TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address354 E SAINT CHARLES RD, ELMHURST, IL 60126-3656

Mortgage

Document Number0000024908
DateMar 22, 2018
InstrumentR2018-024908
Lender
NameA & N MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,601.00 (+35.11%)$173,898 (+41.15%) Land $80,283 Building $93,615$521,694 (+41.15%) Land $240,849 Building $280,845
2022$7,106.00 Homeowner's exemption$123,200 Land $66,170 Building $57,030$369,600 Land $198,510 Building $171,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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