354 E Payne Ave, Galion, OH 44833 Property Records

Crawford County property record for 354 E Payne Ave, Galion, OH 44833

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,171 sqft · built 1910
Lot Size	0.003 acres (136 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jun 2024)
Tax Bill	$1,314 (2025)
Deeds & Mortgages	May 2024 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-0025269.000`

Property Details

APN / Parcel Number

Primary APN	`19-0025269.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,171 sqft Living Area
1st Floor Area	1,171 sqft
Basement Area	611 sqft
Unfinished Basement	611 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	136 sqft (0.003 acres)
Lot Dimensions	8 ft deep x 16 ft wide
Terrain	High
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	354 E PAYNE AVE
City	GALION
State	OH
Zip	44833-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	47.86NL X 150 49.1 SL 1491&SPT VAC ALLEY 16.5 X 8.25 BK 1059PG 2602PB PG
Legal Lot Number	792
Jurisdiction	CRAWFORD OH
Township / Civil Division	GALION CITY
Census Block Group	2
Census Block	2010
Census Tract	975100

Owner

Source: Crawford County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	354 PINE ST, GALION, OH 44833-3343
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2024	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 2, 2006	Deed of Trust, Mortgage CITIFINANCIAL, INC.
Jun 13, 2024	Survivorship Deed, Transfer · USDA Mortgage NEIGHBORS BANK
Jan 29, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2024 · Amount on Record
Deed Sale	Jun 13, 2024 · Amount on Record
Deed Document Number	20242399
Deed Book / Page	1059 / 2602
Prior Transfer Date	Jan 25, 2018
Prior Transfer Doc	01029/0293
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Property Address	354 E PAYNE AVE, GALION, OH 44833-2022
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 E PAYNE AVE, GALION, OH 44833-2022

Mortgage

Document Number	001059/803
Date	May 21, 2024
Book Page	1059/803
Instrument	202400002054

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	COLUMBUS, OH 43214

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Property Address	354 E PAYNE AVE, GALION, OH 44833-2022
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01046/2913
Date	Sep 13, 2021
Book Page	1046/2913
Instrument	202100221600

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Property Address	354 E PAYNE AVE, GALION, OH 44833-2022
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	900/873877
Date	Aug 2, 2006
Book Page	900/873-877
Instrument	200600128986

Lender

Name	CITIFINANCIAL, INC.

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Sep 15, 2021

June 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CRAWFORD OH
Recording Date	Jun 13, 2024
Property Address	354 E PAYNE AVE, GALION, OH 44833-2022
Document Number	01059/2602
Book / Page	1059 / 2602
Instrument Date	Jun 3, 2024
Instrument	202400002399
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	354 E PAYNE AVE, GALION, OH 44833-2022

Mortgage

Document Number	202400002401
Date	Jun 13, 2024
Instrument	202400002401

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAWFORD OH
Recording Date	Jan 29, 2018
Property Address	354 E PAYNE AVE, GALION, OH 44833-2022
Document Number	01029/0293
Book / Page	1029 / 0293
Instrument Date	Jan 25, 2018
Instrument	201800199870
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 E PAYNE AVE, GALION, OH 44833-2022

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Crawford County
Municipality	Galion City
Unified School District	Galion City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,314.00 (+2.34%)	$37,290 (-) Land $2,500 Building $34,790	$106,540 (-) Land $7,140 Building $99,400
2024	$1,284.00 (+18.01%) Homeowner's exemption	$37,290 (+46.93%) Land $2,500 Building $34,790	$106,540 (+46.93%) Land $7,140 Building $99,400
2023	$1,088.00 (-2.51%) Homeowner's exemption Additional exemption filed	$25,380 (-) Land $1,720 Building $23,660
2022	$1,116.00 Homeowner's exemption Additional exemption filed	$25,380 Land $1,720 Building $23,660
2021			$72,510 Land $4,910 Building $67,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1981–2013)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jul 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims Severe Storms & Flooding, Jul 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALION CITY serves 10,453 people · EPA ID OH1700211
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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