354 E Oneida St, Chula Vista, CA 91911 Property Records

San Diego County property record for 354 E Oneida St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,554 sqft · built 1972
Lot Size0.135 acres (5,900 sqft)
Owner2 Individual Names on Record
Last Sale$543,000 (Dec 2018)
Tax Bill$7,238 (2025)
Deeds & MortgagesDec 2019 Mortgage
Dec 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN620-610-64-00

Property Details

APN / Parcel Number

Primary APN620-610-64-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,554 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area5,900 sqft (0.135 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address354 E ONEIDA ST
CityCHULA VISTA
StateCA
Zip91911-3736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 212 TR 006913
Legal SubdivisionCHULA VISTA GARDENS
Legal Tract006913
Legal Block1
Legal Lot Number212
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1012
Census Tract13302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address354 E ONEIDA ST, CHULA VISTA, CA 91911-3736
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
WEST COAST FUNDING & REAL ESTATE SVCS
Dec 10, 2018Grant Deed, Transfer · Conventional Mortgage
WEST COAST FUNDING & REAL ESTATE SVCS
Jun 5, 2018Grant Deed, Transfer · Conventional with PMI
LARGE DREAM FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2018 · Amount on Record
Deed SaleDec 10, 2018 · Amount on Record
Prior SaleJun 5, 2018 · Amount on Record
Deed Document Number2018507123
Prior Transfer DateJun 25, 2015
Prior Transfer Doc0000347312
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address354 E ONEIDA ST, CHULA VISTA, CA 91911-3736
Document Number0000575026
Instrument DateDec 3, 2019
Transaction TypeMortgage
Record UpdatedDec 20, 2019
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address354 E ONEIDA ST CHULA VISTA CA 919113736, CHULA VISTA, CA 91911-3736

Mortgage

Document Number0000575026
DateDec 10, 2019
Instrument575026
Lender
NameWEST COAST FUNDING & REAL ESTATE SVCS
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 9, 2049

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 10, 2018
Property Address354 E ONEIDA ST, CHULA VISTA, CA 91911-3736
Document Number0000507123
Instrument DateNov 26, 2018
Instrument507123
Transaction TypeTransfer
Record UpdatedDec 21, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$597.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address354 E ONEIDA ST CHULA VISTA CA 919113736, CHULA VISTA, CA 91911-3736

Mortgage

Document Number507124
DateDec 10, 2018
Instrument507124
Lender
NameWEST COAST FUNDING & REAL ESTATE SVCS
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 9, 2048

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 5, 2018
Property Address354 E ONEIDA ST, CHULA VISTA, CA 91911-3736
Document Number0000226779
Instrument DateJun 4, 2018
Instrument226779
Transaction TypeTransfer
Record UpdatedJun 19, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$473.00
Amount AccuracyFull Value
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address354 E ONEIDA ST CHULA VISTA CA 919113736, CHULA VISTA, CA 91911-3736

Mortgage

Document Number226780
DateJun 5, 2018
Instrument226780
Lender
NameLARGE DREAM FAMILY TRUST (PT)
Address4640 CASS ST # 9190, SAN DIEGO, CA 92169-7009
Agreement
TypeConventional with PMI
AmountAmount Recorded

Mortgage

Document Number226781,
DateJun 5, 2018
Instrument226781
Lender
NameBALJIT S TOOR
Address2626 OLD SPANISH TRL, ESCONDIDO, CA 92025-7034
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$617,836 (+2%) Land $341,347 Building $276,489
2025$7,238.00 (+5.05%)$605,722 (+4.04%) Land $334,654 Building $271,068
2023$6,890.00 (+2.94%)$582,203 Land $321,660 Building $260,543
2022$6,693.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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