354 E Napa St, Sonoma, CA 95476 Property Records

Sonoma County property record for 354 E Napa St, Sonoma, CA 95476

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,311 sqft · built 1925
Lot Size	0.431 acres (18,776 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Feb 1996)
Tax Bill	$10,886 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2023 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`018-231-065-000`

Property Details

APN / Parcel Number

Primary APN	`018-231-065-000`
Alternative APNs	`018-231-065` `018231008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,311 sqft Living Area
1st Floor Area	2,311 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	18,776 sqft (0.431 acres)
Garage Type	Detached
Garage Area	616 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	018-231-065
Street Address	354 E NAPA ST
City	SONOMA
State	CA
Zip	95476-6754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1H
Legal Description	2011 FM REM 018-231-008 CITY OF SONOMA LLA
Legal Subdivision	SONOMA
Legal Block	1
Legal Lot Number	265
Jurisdiction	SONOMA CA
Township / Civil Division	SONOMA
Census Block Group	1
Census Block	1010
Census Tract	150206

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sonoma Plaza listed 1975 · 31 contributing resources · National Historic Landmark (designated 1960) · NRIS 75000489

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	354 E NAPA ST, SONOMA, CA 95476-6754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE, INC
Dec 15, 2023	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Feb 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF THE WEST
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 1996 · Amount on Record
Deed Sale	Feb 14, 1996 · Amount on Record
Deed Document Number	199612383
Last Transfer Date	Dec 8, 2023
Transfer Doc	0000061212
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Jun 2, 2026
Property Address	354 E NAPA ST, SONOMA, CA 95476-6754
Document Number	0000027657
Instrument Date	May 23, 2026
Instrument	202627657
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	354 E NAPA ST, SONOMA, CA 95476-6754

Mortgage

Document Number	0000027657,
Date	Jun 2, 2026
Instrument	202627657

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	785 Months
Due	Nov 21, 2091

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	354 E NAPA ST, SONOMA, CA 95476-6754
Transaction Type	Mortgage
Record Updated	Jan 8, 2024
Title Company	FIRST AMERICAN TITLE COMPANY SYNRGO, FIRST AMER TTL CO SANTA ROSA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 E NAPA ST, SONOMA, CA 95476-6754

Mortgage

Document Number	0000061213
Date	Dec 15, 2023
Instrument	2023061213

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	354 E NAPA ST, SONOMA, CA 95476-6754
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006167
Date	Feb 14, 2023
Instrument	2023006167

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	354 E NAPA ST, SONOMA, CA 95476-6754
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 E NAPA ST, SONOMA, CA 95476-6754

Mortgage

Document Number	0000043467
Date	Apr 8, 2021
Instrument	2021043467

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	354 E NAPA ST, SONOMA, CA 95476-6754
Document Number	0000094665
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	354 E NAPA ST SONOMA CA 954766754, SONOMA, CA 95476-6754

Mortgage

Document Number	0000094665
Date	Dec 13, 2019
Instrument	94665

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Sonoma City
Unified School District	Sonoma Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$817,440 (+2%) Land $332,243 Building $485,197
2025	$10,886.00 (+4.88%) Homeowner's exemption	$801,413 (+4.04%) Land $325,729 Building $475,684
2023	$10,379.00 (+1.79%) Homeowner's exemption	$770,295 Land $313,082 Building $457,213
2022	$10,196.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SONOMA serves 10,619 people · EPA ID CA4910012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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