Lane County property record for 354 E Monroe Ave, Cottage Grove, OR 97424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,067 sqft · built 1922 |
| Lot Size | 0.179 acres (7,801 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Aug 2003) |
| Tax Bill | $2,163 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 20-03-33-22-00200-000 |
| Primary APN | 20-03-33-22-00200-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,067 sqft Living Area |
| Gross Area | 1,611 sqft |
| 1st Floor Area | 1,067 sqft |
| Attic | Attic |
| Attic Area | 544 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,801 sqft (0.179 acres) |
| Lot Dimensions | 104 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 0911949 |
|---|---|
| Street Address | 354 E MONROE AVE |
| City | COTTAGE GROVE |
| State | OR |
| Zip | 97424-2410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TL 00200 |
| Legal Range | 03 |
| Legal Township | 20 |
| Legal Section | 33 |
| Legal Subdivision | PERKINS ADDITION TO COTTAGE GROVE |
| Legal Block | 1 |
| Legal Lot Number | 200 |
| Jurisdiction | LANE OR |
| Township / Civil Division | COTTAGE GROVE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 1202 |
Source: Lane County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 354 E MONROE AVE, COTTAGE GROVE, OR 97424-2410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 19, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2003 · Amount on Record |
| Deed Sale | Aug 15, 2003 · Amount on Record |
| Deed Document Number | 200377088 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Sep 1, 2026 |
| Property Address | 354 E MONROE AVE, COTTAGE GROVE, OR 97424-2410 |
| Document Number | 0000029275 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 202629275 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 354 E MONROE AVE, COTTAGE GROVE, OR 97424-2410 |
| Document Number | 0000029275, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202629275 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 354 E MONROE AVE, COTTAGE GROVE, OR 97424-2410 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023354 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021-023354 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 354 E MONROE AVE, COTTAGE GROVE, OR 97424-2410 |
| Document Number | 0000006232 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 354 E MONROE AVE COTTAGE GROVE OR 974242410, COTTAGE GROVE, OR 97424-2410 |
| Document Number | 0000006232 |
|---|---|
| Date | Feb 7, 2020 |
| Instrument | 6232 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Feb 6, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 354 E MONROE AVE, COTTAGE GROVE, OR 97424-2410 |
| Document Number | 0000042351 |
| Instrument Date | Aug 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 354 E MONROE AVE COTTAGE GROVE OR 974242410, COTTAGE GROVE, OR 97424-2410 |
| Document Number | 0000042351 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 42351 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2047 |
Source: Lane County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Cottage Grove City |
| Unified School District | South Lane School District 45J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,163.00 (+4.9%) | $118,414 (+6.09%) | $314,732 (+7.05%) Land $48,391 Building $266,341 |
| 2023 | $2,062.00 (+4.04%) | $111,618 (+3%) | $293,996 (+9.44%) Land $36,765 Building $257,231 |
| 2022 | $1,982.00 | $108,367 | $268,637 Land $37,868 Building $230,769 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DFN Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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