Centre County property record for 354 E High St, Bellefonte, PA 16823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,296 sqft · built 1921 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Oct 2017) |
| Tax Bill | $2,108 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-202-,030-,0000 |
| Primary APN | 32-202-,030-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 354 E HIGH ST |
|---|---|
| City | BELLEFONTE |
| State | PA |
| Zip | 16823-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | BELLEFONTE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 11101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bellefonte Historic District listed 1977 · 296 contributing resources · NRIS 77001136 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Centre County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 354 E HIGH ST, BELLEFONTE, PA 16823-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 10, 2017 | Deed of Trust, Mortgage CENTRE COUNTY |
| Oct 10, 2017 | Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2017 · Amount on Record |
| Deed Sale | Oct 10, 2017 · Amount on Record |
| Prior Sale | Sep 21, 2007 · Amount on Record |
| Deed Document Number | 20172206-0453 |
| Deed Book / Page | 2206 / 453 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 354 E HIGH ST, BELLEFONTE, PA 16823-1902 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 354 E HIGH ST, BELLEFONTE, PA 16823-1902 |
| Document Number | 002309/810 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 2309/810 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 354 E HIGH ST, BELLEFONTE, PA 16823-1902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2206/0469 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 2206/0469 |
| Instrument | 2206-0469 |
| Name | CENTRE COUNTY |
|---|---|
| Type | Non-Lending Institution |
| Address | 00000 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Oct 10, 2017 |
| Property Address | 354 E HIGH ST, BELLEFONTE, PA 16823-1902 |
| Document Number | 02206/0453 |
| Book / Page | 2206 / 0453 |
| Map Reference | MB25 PG40 |
| Instrument Date | Oct 2, 2017 |
| Instrument | 2206-0453 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 810 STRATFORD DR, STATE COLLEGE, PA 16801-4341 |
| Document Number | 0022060454 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 2206-0454 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Number | 2206/0455 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 2206/0455 |
| Instrument | 2206-0455 |
| Name | CENTRE COUNTY FIRST TIME HOME BUYER PROG |
|---|---|
| Type | Non-Lending Institution |
| Address | 00000 |
| Amount | Amount Recorded |
|---|
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Bellefonte Borough |
| Unified School District | Bellefonte Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,108.00 (+7.01%) | $25,410 (-) Land $7,095 Building $18,315 | |
| 2025 | $50,820 (-) Land $14,190 Building $36,630 | ||
| 2024 | $1,970.00 | $25,410 Land $7,095 Building $18,315 | |
| 1994 | $50,820 Land $14,190 Building $36,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEFONTE BOROUGH WATER AUTH serves 9,500 people · EPA ID PA4140075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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