354 E 232nd St, Euclid, OH 44123 Property Records

Cuyahoga County property record for 354 E 232nd St, Euclid, OH 44123

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,222 sqft · built 1947
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Jul 2024)
Tax Bill	$2,265 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`644-28-019`

Property Details

APN / Parcel Number

Primary APN	`644-28-019`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,222 sqft Living Area
1st Floor Area	826 sqft
2nd Floor Area	396 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	354 E 232ND ST
City	EUCLID
State	OH
Zip	44123-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	MOSES TR TR 19 BENTONHO 0154 ALL
Legal Subdivision	BENTON HOMES
Legal Tract	TR
Legal Lot Number	154
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1009
Census Tract	152202

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	354 E 232ND ST, EUCLID, OH 44123-1541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC
Nov 20, 2019	Deed of Trust, Mortgage US BK
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit US BK
Oct 30, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	Oct 30, 2019 · Amount on Record
Deed Document Number	0000000295
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	354 E 232ND ST, EUCLID, OH 44123-1541
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000920
Date	Dec 10, 2021
Instrument	202112100920

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Non-Lending Institution
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	354 E 232ND ST, EUCLID, OH 44123-1541
Document Number	0012040283
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21151 CRYSTAL AVE

Mortgage

Document Number	0012040283
Date	Dec 4, 2020
Instrument	12040283

Lender

Name	US BK
Type	Bank

Agreement

Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	354 E 232ND ST, EUCLID, OH 44123-1541
Document Number	0011220794
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2135 A TULLY RD #122 SAN JOSE CA 95112, 122, SAN JOSE, CA 95112

Mortgage

Document Number	0011220794
Date	Nov 22, 2019
Instrument	11220794

Lender

Name	US BK
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 30, 2019
Property Address	354 E 232ND ST, EUCLID, OH 44123-1541
Document Number	0010300578
Instrument Date	Oct 22, 2019
Instrument	10300578
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	354 E 232ND ST EUCLID OH 441231541, EUCLID, OH 44123-1541

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,265.00 (+4.47%)	$32,800 (-) Land $9,770 Building $23,030
2024	$2,168.00 (+6.54%)	$32,800 (+45%) Land $9,770 Building $23,030	$93,700 (+45.05%) Land $27,900 Building $65,800
2023	$2,035.00 (-5%)	$22,620 (-) Land $7,110 Building $15,510
2022	$2,142.00	$22,620 Land $7,110 Building $15,510
2021			$64,600 Land $20,300 Building $44,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: PCs for People, T-Mobile.

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