Bergen County and Oradell Borough property record for 354 Demarest Ave, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 1,444 sqft · built 1929 |
| Lot Size | 0.12 acres (5,214 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (Jul 2026) |
| Tax Bill | $13,664 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-01208-0000-00027 |
| Primary APN | 44-01208-0000-00027 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,444 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 5,214 sqft (0.12 acres) |
| Account Number | 048600 |
|---|---|
| Street Address | 354 DEMAREST AVE |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | .1197 |
| Legal Block | 1208 |
| Legal Lot Number | 27 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40002 |
Source: Bergen County and Oradell Borough records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 354 DEMAREST AVE, ORADELL, NJ 07649-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 17, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK NA |
| Nov 18, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Feb 15, 2018 | Quit Claim Deed, Transfer STEWART TITLE |
| Oct 4, 2017 | Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2026 · Amount on Record |
| Deed Sale | Jul 17, 2026 · Amount on Record |
| Prior Sale | Nov 18, 2020 · Amount on Record |
| Deed Document Number | 202648808 |
| Deed Book / Page | 5850 / 460 |
| Prior Transfer Date | Jan 29, 2018 |
| Prior Transfer Doc | 0028652268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 17, 2026 |
| Property Address | 354 DEMAREST AVE, ORADELL, NJ 07649-2206 |
| Document Number | 0000048808 |
| Book / Page | 5850 / 460 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202648808 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80,800.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 354 DEMAREST AVE, ORADELL, NJ 07649-2206 |
| Document Number | 0000048809, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 202648809 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 354 DEMAREST AVE, ORADELL, NJ 07649-2206 |
| Document Number | 0038231309 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 354 DEMAREST AVE ORADELL NJ 076492206, ORADELL, NJ 07649-2206 |
| Document Number | 0038231309 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 003823/001309 |
| Instrument | 120726 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 18, 2020 |
| Property Address | 354 DEMAREST AVE, ORADELL, NJ 07649-2206 |
| Document Number | 0038231303 |
| Book / Page | 3823 / 1303 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 20-120725 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,750.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 442 1ST ST, 442, ORADELL, NJ 07649-1704 |
| Name | Verified Name |
|---|---|
| Address | 354 DEMAREST AVE, ORADELL, NJ 07649-2206 |
| Document Number | 20120726 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 20-120726 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 15, 2018 |
| Property Address | 354 DEMAREST AVE, ORADELL, NJ 07649-2206 |
| Document Number | 0028652268 |
| Book / Page | 002865 / 002268 |
| Instrument Date | Jan 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2018 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 354 DEMAREST AVE ORADELL NJ 076492206, ORADELL, NJ 07649-2206 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 4, 2017 |
| Property Address | 354 DEMAREST AVE, ORADELL, NJ 07649-2206 |
| Document Number | 0027420845 |
| Book / Page | 02742 / 0845 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 17-074476 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,973.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 MERRITT DR, 121, ORADELL, NJ 07649-1822 |
| Name | Verified Name |
|---|---|
| Address | 354 DEMAREST AVE, ORADELL, NJ 07649-2206 |
| Document Number | 0027420851 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 02742/0851 |
| Instrument | 17-074476.01 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2047 |
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $625,700 (+5.09%) Land $297,300 Building $328,400 | $625,700 (+5.09%) Land $297,300 Building $328,400 | |
| 2025 | $13,664.00 (-5.07%) | $595,400 (+13.11%) Land $281,800 Building $313,600 | $595,400 (+13.11%) Land $281,800 Building $313,600 |
| 2024 | $14,394.00 (+7.21%) | ||
| 2023 | $526,400 Land $249,200 Building $277,200 | $526,400 Land $249,200 Building $277,200 | |
| 2022 | $13,426.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 23 (1980–2023) |
| Claims Outside the SFHA | 5 of 23 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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