354 Dare Ln, Deep Gap, NC 28618 Property Records

Watauga County property record for 354 Dare Ln, Deep Gap, NC 28618

Property Summary

Property Type	Manufactured or Modular Home
Details	5 bd · 3 ba · 2,800 sqft · built 2008
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jan 2022)
Tax Bill	$1,678 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2941-84-7685-000`

Property Details

APN / Parcel Number

Primary APN	`2941-84-7685-000`
Alternative APNs	`1773696` `1848088`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1848088
Street Address	354 DARE LN
City	DEEP GAP
State	NC
Zip	28618-8939
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	RECOMB. LOTS 45 & 46 BLKA JW HAMPTON SUB
Legal Subdivision	JW HAMPTON SUB
Legal Tract	B
Legal Block	A
Legal Lot Number	45-46
Jurisdiction	WATAUGA NC
Township / Civil Division	STONY FORK
Census Block Group	1
Census Block	1076
Census Tract	920701

Owner

Source: Watauga County records · APN 2941-84-7685-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	354 DARE LN, DEEP GAP, NC 28618-8939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Warranty Deed, Transfer · Conventional Mortgage LINCOLN CAPITAL ADVISORS LLC
Jun 25, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 22, 2020	Warranty Deed, Transfer NOT AVAILABLE
Mar 06, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Jan 22, 2020 · Amount on Record
Deed Document Number	2022715964
Deed Book / Page	2249 / 151
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jan 11, 2022
Property Address	354 DARE LN, DEEP GAP, NC 28618-8939
Document Number	0022490151
Book / Page	2249 / 151
Map Reference	MB 244 PG 274
Instrument Date	Jan 09, 2022
Instrument	715964
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 DARE LN, DEEP GAP, NC 28618-8939

Mortgage

Document Number	0000715965
Date	Jan 11, 2022
Instrument	715965

Lender

Name	LINCOLN CAPITAL ADVISORS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	354 DARE LN, DEEP GAP, NC 28618-8939
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019780853
Date	Jun 25, 2018
Book Page	1978/0853
Instrument	669807

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BOONE, NC 28607

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jan 22, 2020
Property Address	354 DARE LN, DEEP GAP, NC 28618-8939
Document Number	0020710918
Book / Page	002071 / 000918
Instrument Date	Jan 21, 2020
Instrument	686754
Transaction Type	Transfer
Record Updated	Feb 06, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$572.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11900 DOC ARNOLD DR RALEIGH NC 276147122, RALEIGH, NC 27614-7122

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Mar 06, 2017
Property Address	354 DARE LN, DEEP GAP, NC 28618-8939
Document Number	0019070480
Book / Page	1907 / 0480
Instrument Date	Mar 06, 2017
Instrument	656238
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 DARE LN, DEEP GAP, NC 28618-8939

Mortgage

Document Number	0019070483
Date	Mar 06, 2017
Book Page	1907/0483
Instrument	656239

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,678.00	$424,700 (-) Land $35,000 Building $389,700
2024			$424,700 Land $35,000 Building $389,700
2023		$424,700 Land $35,000 Building $389,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1979–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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