Hampden County and Springfield City property record for 354 Central St, Springfield, MA 01105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,080 sqft · built 2017 |
| Lot Size | 0.139 acres (6,042 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Mar 2017) |
| Tax Bill | $5,513 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:02560 P:0066 |
| Primary APN | SPRI S:02560 P:0066 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,042 sqft (0.139 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 25600066 |
|---|---|
| Street Address | 354 CENTRAL ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01105-4004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 801901 |
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 354 CENTRAL ST, SPRINGFIELD, MA 01105-4004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jul 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ENFIELD CMNTY FCU |
| Mar 30, 2017 | Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE NTWK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2017 · Amount on Record |
| Deed Sale | Mar 30, 2017 · Amount on Record |
| Prior Sale | Feb 24, 2009 · Amount on Record |
| Deed Document Number | 2017210176 |
| Transfer Doc | 0000210176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jun 10, 2026 |
| Property Address | 354 CENTRAL ST, SPRINGFIELD, MA 01105-4004 |
| Document Number | 0000243000 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026243000 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 354 CENTRAL ST, SPRINGFIELD, MA 01105-4004 |
| Document Number | 0000243000, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 2026243000 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 354 CENTRAL ST, SPRINGFIELD, MA 01105-4004 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000226959 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 226959 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 354 CENTRAL ST, SPRINGFIELD, MA 01105-4004 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 226959 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 226959 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 354 CENTRAL ST, SPRINGFIELD, MA 01105-4004 |
| Document Number | 0000215390 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 354 CENTRAL ST SPRINGFIELD MA 011054004, SPRINGFIELD, MA 01105-4004 |
| Document Number | 0000215390 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 215390 |
| Name | ENFIELD CMNTY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Mar 30, 2017 |
| Property Address | 354 CENTRAL ST, SPRINGFIELD, MA 01105-4004 |
| Document Number | 0000210176 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 210176 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $734.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 MARSDEN ST SPRINGFIELD MA 011091615, SPRINGFIELD, MA 01109-1615 |
| Document Number | 210177 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 210177 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2047 |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,513.00 (+5.73%) | $356,600 (+7.25%) Land $24,600 Building $332,000 | $300,825 (-2.51%) |
| 2025 | $5,214.00 (+10.75%) | $332,500 (+20.43%) Land $25,500 Building $307,000 | $308,560 (+12.54%) |
| 2024 | $274,170 | ||
| 2023 | $4,708.00 | $276,100 Land $22,600 Building $253,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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