354 Cedar Ave, Holmes, PA 19043 Property Records

Delaware County property record for 354 Cedar Ave, Holmes, PA 19043

Property Summary

Property TypeDuplex
Details3 bd · 1 ba · 1,152 sqft · built 1951
Lot Size0.081 acres (3,528 sqft)
OwnerIndividual Name on Record
Last Sale$241,000 (Nov 2021)
Tax Bill$6,506 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN38-10-565:000

Property Details

APN / Parcel Number

Primary APN38-10-565:000
Alternative APN
  • 38-04-00578-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleDuplex Single
Exterior MaterialBrick
Lot Area3,528 sqft (0.081 acres)
Lot Dimensions130 ft deep x 28 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3810565000
Street Address354 CEDAR AVE
CityHOLMES
StatePA
Zip19043-1205
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description2 STY HSE GAR
Legal SubdivisionAMOSLAND HOMES
JurisdictionDELAWARE PA
Township / Civil DivisionRIDLEY
Census Block Group4
Census Block4013
Census Tract404004

Owner

Source: Delaware County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address354 CEDAR AVE, HOLMES, PA 19043-1205
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 29, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 9, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 2, 2019Intrafamily Transfer, Transfer · FHA Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2021 · Amount on Record
Deed SaleNov 30, 2021 · Amount on Record
Prior SaleMay 2, 2019
Deed Document Number202189647
Deed Book / Page6771 / 2493
Prior Transfer DateApr 1, 2019
Prior Transfer Doc0063170293
Record UpdatedOct 29, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionDELAWARE PA
Recording DateNov 30, 2021
Property Address354 CEDAR AVE, HOLMES, PA 19043-1205
Document Number0067712493
Book / Page6771 / 2493
Instrument DateNov 16, 2021
Instrument2021089647
Transaction TypeTransfer
Record UpdatedJan 21, 2022
Title CompanyKEYSTONE PREMIER SETTLEMENT SE, KEYSTONE PREMIER STLMT SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,410.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address354 CEDAR AVE, HOLMES, PA 19043-1205

Mortgage

Document Number0067712498
DateNov 30, 2021
Instrument6771/2498
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE PA
Property Address354 CEDAR AVE, HOLMES, PA 19043-1205
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyWEST COAST ABSTRACT, EAST COAST ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0066672780
DateMar 29, 2021
Book Page6667/2780
Instrument2021023528
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueAug 1, 2049

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE PA
Property Address354 CEDAR AVE, HOLMES, PA 19043-1205
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0064821480
DateMar 9, 2020
Book Page6482/1480
Instrument2020014498
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term352 Months
DueJul 1, 2049

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDELAWARE PA
Recording DateMay 2, 2019
Property Address354 CEDAR AVE, HOLMES, PA 19043-1205
Document Number0063170293
Book / Page06317 / 0293
Instrument DateApr 1, 2019
Instrument2019021772
Transaction TypeTransfer
Record UpdatedNov 11, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address354 CEDAR AVE, HOLMES, PA 19043-1205

Mortgage

Document Number63170297
DateMay 2, 2019
Instrument06317/0297
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyDelaware County
County SubdivisionRidley Township
Unified School DistrictRidley School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,506.00 (+11.77%) Homeowner's exemption$167,650 (-) Land $53,930 Building $113,720$167,650 (-) Land $53,930 Building $113,720
2025$167,650 (-) Land $53,930 Building $113,720$167,650 (-) Land $53,930 Building $113,720
2024$5,821.00 (+4.56%)$167,650 Land $53,930 Building $113,720
2023$5,567.00 Homeowner's exemption
2021$167,650 (-)
2020$167,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2018–2020)
Most Recent ClaimAug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA PA MAIN SYSTEM
private · serves 822,600 people · EPA ID PA1460073
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2024
E. coli
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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