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354 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 354 Carmel Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,841 sqft · built 1993
Lot Size0.16 acres (6,970 sqft)
Owner2 Trust Names on File
Last Sale$100 (Feb 2025)
Tax Bill$811 (2025)
Deeds & MortgagesOct 2025 Transfer
Jun 2023 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN26-36-11-77-*-41

Property Details

APN / Parcel Number

Primary APN26-36-11-77-*-41
Alternative APNs
  • 26-36-11-77-00000.0-0041.00
  • 2615182

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,841 sqft Living Area
Gross Area2,492 sqft
1st Floor Area1,841 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area450 sqft
PorchFinished/Open Porch
Porch Area201 sqft
Deck Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2615182
Street Address354 CARMEL DR
CityMELBOURNE
StateFL
Zip32940-7776
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionMISSION LAKE VILLAS UNIT TWO LOT 41
Legal Range36E
Legal Township26S
Legal Section11
Legal SubdivisionMISSION LAKE VILLAS UNIT TWO
Legal Lot Number41
Legal Unit2
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group3
Census Block3003
Census Tract63109

Owner

354 Carmel Dr is owner-occupied and held in a trust since October 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Trust Names on File
Mailing Address354 CARMEL DR, MELBOURNE, FL 32940-7776
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Intrafamily Transfer, Transfer
Jun 13, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 13, 2023Intrafamily Transfer, Transfer · VA Mortgage
CLEARPATH LENDING
Mar 20, 2020Quit Claim Deed, Transfer
AMROCK INC
Mar 20, 2020Quit Claim Deed, Transfer · VA Mortgage
QUICKEN LNS
May 31, 2017Quit Claim Deed, Mortgage · VA Mortgage
QUICKEN LNS
Jun 1, 2017Quit Claim Deed, Transfer
TITLE SOURCES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 13, 2025 · Amount on File
Deed SaleFeb 13, 2025 · Amount on File
Prior SaleJun 13, 2023 · Amount on File
Deed Document Number202529910
Deed Book / Page10263 / 893
Last Transfer DateOct 17, 2025
Transfer Doc0104571999
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateOct 17, 2025
Property Address354 CARMEL DR, MELBOURNE, FL 32940-7776
Document Number0104571999
Book / Page10457 / 1999
Map ReferenceMB 38 PG 53
Instrument DateOct 17, 2025
Instrument2025209140
Transaction TypeTransfer
Record UpdatedOct 29, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address354 CARMEL DR, MELBOURNE, FL 32940-7776

Transferred To (Grantee/Buyer)

NameVerified Name
Address354 CARMEL DR, MELBOURNE, FL 32940-7776

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateJun 13, 2023
Property Address354 CARMEL DR, MELBOURNE, FL 32940-7776
Document Number0098122407
Book / Page9812 / 2407
Map ReferenceMB 38 PG 53
Instrument DateMay 30, 2023
Instrument2023123163
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address354 CARMEL DR, MELBOURNE, FL 32940-7776

Transferred To (Grantee/Buyer)

NameVerified Name
Address354 CARMEL DR, MELBOURNE, FL 32940-7776

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateJun 13, 2023
Property Address354 CARMEL DR, MELBOURNE, FL 32940-7776
Document Number0098122381
Book / Page9812 / 2381
Map ReferenceMB 38 PG 53
Instrument DateMay 17, 2023
Instrument2023123161
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address354 CARMEL DR, MELBOURNE, FL 32940-7776

Transferred To (Grantee/Buyer)

NameVerified Name
Address354 CARMEL DR, MELBOURNE, FL 32940-7776

Mortgage

Document Number0098122384
DateJun 13, 2023
Instrument9812/2384
Lender
NameCLEARPATH LENDING
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateMar 20, 2020
Property Address354 CARMEL DR, MELBOURNE, FL 32940-7776
Document Number0086962418
Book / Page008696 / 002418
Instrument DateMar 14, 2020
Instrument66186
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address354 CARMEL DR MELBOURNE FL 329407776, MELBOURNE, FL 32940-7776

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateMar 20, 2020
Property Address354 CARMEL DR, MELBOURNE, FL 32940-7776
Document Number0086962389
Book / Page008696 / 002389
Instrument DateMar 14, 2020
Instrument66184
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address354 CARMEL DR MELBOURNE FL 329407776, MELBOURNE, FL 32940-7776

Mortgage

Document Number86962393
DateMar 20, 2020
Book Page008696/002393
Instrument66185
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 19, 2050

May 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateMay 31, 2017
Property Address354 CARMEL DR, MELBOURNE, FL 32940-7776
Document Number0079011562
Book / Page007901 / 001562
Instrument DateMay 20, 2017
Instrument112951
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyTITLE SOURCE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address354 CARMEL DR MELBOURNE FL 329407776, MELBOURNE, FL 32940-7776

Mortgage

Document Number79011564
DateMay 31, 2017
Book Page007901/001564
Instrument112952
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 30, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateJun 1, 2017
Property Address354 CARMEL DR, MELBOURNE, FL 32940-7776
Document Number0079030713
Book / Page007903 / 000713
Instrument DateMay 20, 2017
Instrument114509
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyTITLE SOURCES INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address354 CARMEL DR MELBOURNE FL 329407776, MELBOURNE, FL 32940-7776

Tax Assessment & Valuation

The 2025 property tax bill for 354 Carmel Dr was $811, up 20.5% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,190 (+2.7%)$361,890 (+0.54%)
2025$811.00 (+20.51%)$170,590 (+2.9%)$359,940 (-5.62%)
2024$673.00 (+3.06%) Disabled Person's exemption Veteran's exemption$165,790 (+2.99%)$381,360 (-5.76%) Land $85,000 Building $296,360
2023$653.00 (+3.16%) Disabled Person's exemption Veteran's exemption$160,970 (+2.99%)$404,690 (+13.45%) Land $105,000 Building $299,690
2022$633.00 Disabled Person's exemption Veteran's exemption$156,290$356,700 Land $95,000 Building $261,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 354 Carmel Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 149 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies149 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Carmel Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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