Montgomery County property record for 354 Bowman Rd, Candor, NC 27229
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,372 sqft · built 1952 |
| Lot Size | 4.62 acres (201,247 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,000 (May 2022) |
| Tax Bill | $543 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jan 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7586 00 18 4165 |
| Primary APN | 7586 00 18 4165 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,372 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Combination |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 201,247 sqft (4.62 acres) |
| Garage Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Account Number | 1485951 |
|---|---|
| Street Address | 354 BOWMAN RD |
| City | CANDOR |
| State | NC |
| Zip | 27229-9682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | WEBB WEBB |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | BISCOE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 960501 |
354 Bowman Rd is owned and occupied by two individuals who bought it in May 2022.
Source: Montgomery County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 354 BOWMAN RD, CANDOR, NC 27229-9682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 4, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Apr 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 10, 2019 | Intrafamily Transfer, Transfer |
| Feb 4, 2019 | Special Warranty Deed, Transfer · Line of Credit FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2022 · Amount on File |
| Deed Sale | May 25, 2022 · Amount on File |
| Prior Sale | Jan 25, 2022 · Amount on File |
| Deed Document Number | 2022374045 |
| Deed Book / Page | 903 / 198 |
| Prior Transfer Date | Apr 9, 2019 |
| Prior Transfer Doc | 00824/0010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | May 25, 2022 |
| Property Address | 354 BOWMAN RD, CANDOR, NC 27229-9682 |
| Document Number | 000903/198 |
| Book / Page | 903 / 198 |
| Instrument Date | May 23, 2022 |
| Instrument | 374045 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $386.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 E MAIN ST, 312, BISCOE, NC 27209 |
| Name | Verified Name |
|---|---|
| Address | 354 BOWMAN RD, CANDOR, NC 27229-9682 |
| Document Number | 0000374046 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 374046 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 354 BOWMAN RD, CANDOR, NC 27229-9682 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000892/720 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 892/720 |
| Instrument | 371992 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Apr 14, 2021 |
| Property Address | 354 BOWMAN RD, CANDOR, NC 27229-9682 |
| Document Number | 000870/788 |
| Book / Page | 870 / 788 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 367710 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 354 BOWMAN RD, 354, CANDOR, NC 27229-9682 |
| Name | Verified Name |
|---|---|
| Address | 354 BOWMAN RD, CANDOR, NC 27229-9682 |
| Document Number | 0000367711 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 367711 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | May 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 5-Year CMT |
| Max Rate | 9.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Apr 10, 2019 |
| Property Address | 354 BOWMAN RD, CANDOR, NC 27229-9682 |
| Document Number | 00824/0010 |
| Book / Page | 0824 / 0010 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 358215 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 64, BISCOE, NC 27209-0064 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Feb 4, 2019 |
| Property Address | 354 BOWMAN RD, CANDOR, NC 27229-9682 |
| Document Number | 00820/0740 |
| Book / Page | 0820 / 0740 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 357517 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 354 BOWMAN RD, CANDOR, NC 27229-9682 |
| Document Number | 0000357518 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 357518 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 354 Bowman Rd was $543.
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,308 (-) Land $19,050 Building $69,258 | $88,308 (-) Land $19,050 Building $69,258 | |
| 2025 | $543.00 | $88,308 Land $19,050 Building $69,258 | $88,308 Land $19,050 Building $69,258 |
| 2023 | $88,308 Land $19,050 Building $69,258 | $88,308 Land $19,050 Building $69,258 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 354 Bowman Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 354 Bowman Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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