354 Bluff Dr, Winchester, TN 37398 Property Records

Franklin County property record for 354 Bluff Dr, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,126 sqft · built 2006
Lot Size	0.466 acres (20,298 sqft)
Owner	Company Name on File
Last Sale	$875,000 (Oct 2016)
Tax Bill	$4,937 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`026053J A 02700`

Property Details

APN / Parcel Number

Primary APN	`026053J A 02700`
Alternative APN	`053J A 02700`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	4,126 sqft Living Area
1st Floor Area	4,126 sqft
Basement Area	1,902 sqft
Finished Basement	1,902 sqft
Unfinished Basement	1,902 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,298 sqft (0.466 acres)
Garage Type	Finished
Garage Area	824 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	572 sqft
Utility Building	100 sqft
Boat Access	Boat Access
Boat House	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	354 BLUFF DR
City	WINCHESTER
State	TN
Zip	37398-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: L07
Legal Subdivision	HOPKINS POINT PH I
Legal Lot Number	27
Jurisdiction	FRANKLIN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3001
Census Tract	960300

Owner

354 Bluff Dr is owned by a company that acquired it in December 2021.

Source: Franklin County records, as of January 27, 2026

Owner of Record	Company Name on File
Mailing Address	216 CENTERVIEW DR, 140, BRENTWOOD, TN 37027-2726
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 30, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2016 · Amount on File
Deed Sale	Oct 17, 2016 · Amount on File
Prior Sale	Mar 15, 2004 · Amount on File
Deed Document Number	20165885
Deed Book / Page	415 / 388
Last Transfer Date	Dec 30, 2021
Transfer Doc	0021011277
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	354 BLUFF DR, WINCHESTER, TN 37398-3818
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 STONEWAKLLLDR, NASHVILLE, TN 37220

Mortgage

Document Number	0023000008
Date	Jan 3, 2023
Book Page	T1473/82
Instrument	23000008

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Dec 30, 2021
Property Address	354 BLUFF DR, WINCHESTER, TN 37398-3818
Document Number	0021011277
Book / Page	D0462 / 267
Map Reference	ENV 191 A & B
Instrument Date	Dec 30, 2021
Instrument	21011277
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 CENTERVIEW DR STE 140, 140, BRENTWOOD, TN 37027-2726

Tax Assessment & Valuation

The 2025 property tax bill for 354 Bluff Dr was $4,937.

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,937.00	$247,450 Land $100,000 Building $147,450
2023		$247,450 Land $100,000 Building $147,450
2022	$4,657.00		$989,800 Land $400,000 Building $589,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 354 Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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