354 Birchfield Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 354 Birchfield Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,520 sqft · built 2001
Lot Size	8.6 acres (374,616 sqft)
Owner	Trust Name on File
Last Sale	$15,000 (Sep 2019)
Tax Bill	$1,403 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`449902986604000`

Property Details

APN / Parcel Number

Primary APN	`449902986604000`
Alternative APN	`35518`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,520 sqft Heated Area
Gross Area	2,831 sqft
1st Floor Area	1,520 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	374,616 sqft (8.6 acres)
Lot Width	392 ft Width
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	360 sqft
Deck Area	867 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	35518
Street Address	354 BIRCHFIELD RD
City	MURPHY
State	NC
Zip	28906-2173
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	JONES PROP 857/95 892/94 1345/979 A/99C
Legal Phase	857
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1021
Census Tract	930501

Owner

Source: Cherokee County records · APN 449902986604000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	354 BIRCHFIELD RD, MURPHY, NC 28906-2173
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Sep 27, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	20194645
Deed Book / Page	1624 / 731
Prior Transfer Date	Jan 26, 2012
Prior Transfer Doc	1430/0764
Record Updated	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	354 BIRCHFIELD RD, MURPHY, NC 28906-2173
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01569/0083
Date	Sep 14, 2017
Book Page	01569/0083
Instrument	04100

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 27, 2019
Property Address	354 BIRCHFIELD RD, MURPHY, NC 28906-2173
Document Number	01624/0731
Book / Page	01624 / 0731
Map Reference	MB 1430 PG 764
Instrument Date	Sep 27, 2019
Instrument	04645
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	354 BIRCHFIELD RD, 354, MURPHY, NC 28906-2173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 BIRCHFIELD RD, MURPHY, NC 28906-2173

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,403.00	$204,660 (-)	$204,660 (-) Land $45,280 Building $159,380
2023		$204,660	$204,660 Land $45,280 Building $159,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 23 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Birchfield Rd

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