Jackson County property record for 354 Bart Cove Rd, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,286 sqft · built 1965 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $341,000 (Jan 2026) |
| Tax Bill | $1,117 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Nov 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7632-41-3652 |
| Primary APN | 7632-41-3652 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,286 sqft Heated Area |
| 1st Floor Area | 1,166 sqft |
| Attic | Attic |
| Attic Area | 120 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 186 sqft |
| Deck Area | 486 sqft |
| Patio Area | 486 sqft |
| Storage Building | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 354 BART COVE RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-9209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF RUFUS ROBINSON RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | DILLSBORO |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 950300 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 354 BART COVE RD, SYLVA, NC 28779-9209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jan 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage ACOPIA LLC |
| Nov 20, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU |
| May 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Apr 9, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2026 · Amount on Record |
| Deed Sale | Jan 7, 2026 · Amount on Record |
| Prior Sale | May 20, 2021 · Amount on Record |
| Deed Book / Page | 2412 / 186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jan 7, 2026 |
| Property Address | 354 BART COVE RD, SYLVA, NC 28779 |
| Document Number | 0024120186 |
| Book / Page | 2412 / 186 |
| Instrument Date | Jan 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $682.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 WILDWOOD LN, WEAVERVILLE, NC 28787-9460 |
| Name | Verified Name |
|---|---|
| Address | 354 BART COVE RD, SYLVA, NC 28779 |
| Document Number | 0002412189 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 2412/189 |
| Name | ACOPIA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 354 BART COVE RD, SYLVA, NC 28779 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022011017 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 2201/1017 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | SYLVA, NC 28779 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | May 20, 2021 |
| Property Address | 354 BART COVE RD, SYLVA, NC 28779 |
| Document Number | 0023021025 |
| Book / Page | 2302 / 1025 |
| Instrument Date | May 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $505.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 182, SYLVA, NC 28779-0182 |
| Name | Verified Name |
|---|---|
| Address | 211 SHEPPARD BRANCH RD, WEAVERVILLE, NC 28787-8529 |
| Document Number | 0023021028 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2302/1028 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Apr 9, 2019 |
| Property Address | 354 BART COVE RD, SYLVA, NC 28779 |
| Document Number | 0022341865 |
| Book / Page | 2234 / 1865 |
| Instrument Date | Apr 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1337, WHITTIER, NC 28789-1337 |
| Document Number | 0022341869 |
|---|---|
| Date | Apr 9, 2019 |
| Book Page | 2234/1869 |
| Name | ATLANTIC BAY MORTGAGE GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $293,949 (-) Land $66,490 Building $227,459 | |
| 2025 | $1,117.00 (+35.89%) | $293,949 (+35.79%) Land $66,490 Building $227,459 |
| 2023 | $822.00 | $216,470 Land $68,660 Building $147,810 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Aug 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Optimum.
5G (outdoors only) and 4G LTE
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