354 6th St NE, Garrison, ND 58540 Property Records

McLean County property record for 354 6th St NE, Garrison, ND 58540

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,176 sqft · built 1972
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Mar 2008)
Tax Bill	$222 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`75 0501 00012 000`

Property Details

APN / Parcel Number

Primary APN	`75 0501 00012 000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Basement Area	1,176 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	100 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	354 6TH ST NE
City	GARRISON
State	ND
Zip	58540-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 2 (90% RES EXEMPT 57-02-08(20))
Legal Range	08
Legal Township	002
Legal Section	57
Legal Subdivision	EASTERN ACRES
Legal Block	2
Legal Lot Number	3
Jurisdiction	MCLEAN ND
Township / Civil Division	GARRISON
Census Block Group	3
Census Block	3464
Census Tract	961001

Owner

354 6th St NE is owned and occupied by an individual who bought it in March 2008.

Source: McLean County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	354 6TH ST NE, GARRISON, ND 58540-7512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONS MORTGAGE
Jan 30, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 31, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 2, 2021	Deed of Trust, Mortgage · Line of Credit BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2008 · Amount on File
Deed Sale	Mar 18, 2008 · Amount on File
Deed Document Number	20083360754
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Recording Date	Jun 2, 2026
Property Address	354 6TH ST NE, GARRISON, ND 58540-7512
Document Number	0003417606
Instrument Date	May 23, 2026
Instrument	20263417606
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	354 6TH ST NE, GARRISON, ND 58540-7512

Mortgage

Document Number	0003417606,
Date	Jun 2, 2026
Instrument	20263417606

Lender

Name	NATIONS MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	354 6TH ST NE, GARRISON, ND 58540-7512
Transaction Type	Mortgage
Record Updated	Apr 8, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS COM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 6TH ST NE, GARRISON, ND 58540-7512

Mortgage

Document Number	0003411447
Date	Jan 30, 2024
Instrument	3411447

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	354 6TH ST NE, GARRISON, ND 58540-7512
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003407850
Date	Aug 31, 2022
Instrument	3407850

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	354 6TH ST NE, GARRISON, ND 58540-7512
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 6TH ST NE, GARRISON, ND 58540-7512

Mortgage

Document Number	3404163
Date	Jul 2, 2021
Instrument	3404163

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GARRISON, ND 58540

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jul 5, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 354 6th St NE was $222.

Source: McLean County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McLean County
Municipality	Garrison City
Unified School District	Garrison Public School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,850 (+5.99%) Land $4,700 Building $81,150	$171,700 (+5.99%) Land $9,400 Building $162,300
2025	$222.00	$81,000 Land $4,700 Building $76,300	$162,000 Land $9,400 Building $152,600
2023	$207.00 Disabled Person's exemption Veteran's exemption	$73,750 Land $4,700 Building $69,050	$147,500 Land $9,400 Building $138,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 354 6th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 6th St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRISON RURAL WATER DISTRICT private · serves 1,805 people · EPA ID ND2801430
Water Source	Purchased surface water from CITY OF GARRISON
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Reservation Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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