Niagara County and Porter Town property record for 354 3rd St, Youngstown, NY 14174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,830 sqft · built 1952 |
| Lot Size | 0.433 acres (18,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $63,500 (Jun 2001) |
| Tax Bill | $8,709 (2026) |
| Deeds & Mortgages | May 2021 Line of Credit May 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 293401 45.18-4-57 |
| Primary APN | 293401 45.18-4-57 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,830 sqft Living Area |
| 1st Floor Area | 2,220 sqft |
| Upper Floors Area | 610 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 18,900 sqft (0.433 acres) |
| Lot Dimensions | 189 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 354 3RD ST |
|---|---|
| City | YOUNGSTOWN |
| State | NY |
| Zip | 14174-1046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 106-4-22 P143 |
| Legal Subdivision | MILE RESERVE |
| Legal Block | 4 |
| Legal Lot Number | 57.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | PORTER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 24501 |
354 3rd St is owned and occupied by two individuals who acquired it in December 2009.
Source: Niagara County and Porter Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 354 3RD ST, YOUNGSTOWN, NY 14174-1046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| May 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage KEY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2001 · Amount on File |
| Deed Sale | Jun 22, 2001 · Amount on File |
| Deed Book / Page | 3127 / 222 |
| Last Transfer Date | Dec 16, 2009 |
| Transfer Doc | 0000023895 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 354 3RD ST, YOUNGSTOWN, NY 14174-1046 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 354 3RD ST, YOUNGSTOWN, NY 14174-1046 |
| Document Number | 0000009073 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 2021-09073 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 354 3RD ST, YOUNGSTOWN, NY 14174-1046 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 3 54 3RD ST, YOUNGSTOWN, NY 14174 |
| Document Number | 0000009072 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 2021-09072 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 7, 2031 |
The 2026 property tax bill for 354 3rd St was $8,709, up 3.3% from the year before.
Source: Niagara County and Porter Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Porter Town |
| Municipality | Youngstown Village |
| Unified School District | Lewiston-Porter Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,709.00 (+3.32%) | ||
| 2025 | $8,429.00 | $184,500 Land $16,200 Building $168,300 | $419,300 Land $36,817 Building $382,483 |
| 2023 | $184,500 Land $16,200 Building $168,300 | $354,800 Land $31,153 Building $323,647 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 354 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 354 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YOUNGSTOWN (V) serves 2,021 people · EPA ID NY3116262 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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