3539 Mooney Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3539 Mooney Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,985 sqft · built 1898
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jan 2005)
Tax Bill	$11,781 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-0004-0022-00`

Property Details

APN / Parcel Number

Primary APN	`041-0004-0022-00`
Alternative APN	`65581385`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,985 sqft Living Area
Gross Area	4,082 sqft
1st Floor Area	1,229 sqft
2nd Floor Area	1,229 sqft
Attic	Attic
Attic Area	527 sqft
Basement Area	1,097 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Conventional
Construction Type	Masonry / Concrete Block
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Porch	Open Frame Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3539 MOONEY AVE
City	CINCINNATI
State	OH
Zip	45208-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	3539 MOONEY AVE 50 X 150 LOT 182 HYDE PARK SUB
Legal Subdivision	HYDE PARK SUB
Legal Lot Number	182
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	5000

Owner

3539 Mooney Ave is owned and occupied by an individual who bought it in January 2005.

Source: Hamilton County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3539 MOONEY AVE, CINCINNATI, OH 45208-1307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2005 · Amount on File
Deed Sale	Jan 4, 2005 · Amount on File
Deed Document Number	2005956
Deed Book / Page	9823 / 522
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 28, 2026
Property Address	3539 MOONEY AVE, CINCINNATI, OH 45208-1307
Document Number	0000031979
Book / Page	15654 / 1190
Instrument Date	Mar 27, 2026
Instrument	202631979
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3539 MOONEY AVE, CINCINNATI, OH 45208-1307

Mortgage

Document Number	0000031979,
Date	Apr 28, 2026
Book Page	15654/1190
Instrument	202631979

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3539 Mooney Ave was $11,781, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,781.00 (+3.11%)	$191,440 (-) Land $90,475 Building $100,965	$546,970 Land $258,500 Building $288,470
2024	$11,426.00 (-2.19%)	$191,440 (-) Land $90,475 Building $100,965
2023	$11,682.00 (+6.95%)	$191,440 (+19.23%) Land $90,475 Building $100,965	$546,970 Land $258,500 Building $288,470
2022	$10,923.00 Homeowner's exemption	$160,567 Land $66,077 Building $94,490
2020			$458,760 Land $188,790 Building $269,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3539 Mooney Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1997–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3539 Mooney Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20