3539 Lakeside Dr, Chipley, FL 32428 Property Records

Washington County property record for 3539 Lakeside Dr, Chipley, FL 32428

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,064 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,500 (May 2019)
Tax Bill	$458 (2025)
Deeds & Mortgages	Aug 2019 Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000003370237`

Property Details

APN / Parcel Number

Primary APN	`000003370237`
Alternative APN	`03370237`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,064 sqft Heated Area
Gross Area	1,112 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000003370237
Street Address	3539 LAKESIDE DR
City	CHIPLEY
State	FL
Zip	32428-3732
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT 37 PORTER LAKE RETREAT II ORB 1144 P 493 AND WELL ESMT IN ORB 1314 P 329.
Legal Range	13W
Legal Township	01N
Legal Section	10
Legal Subdivision	PORTER LAKE RETREAT II
Legal Block	0337
Legal Lot Number	37
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1024
Census Tract	970301

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3539 LAKESIDE DR, CHIPLEY, FL 32428-3732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP
May 7, 2019	Warranty Deed, Transfer DOWNUM TITLE SERVICES, DOWNUM TITLE SVCS INC
Mar 19, 2018	Warranty Deed, Transfer PANHANDLE LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	201967003516
Deed Book / Page	1144 / 0493
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3539 LAKESIDE DR, CHIPLEY, FL 32428-3732
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067006740
Date	Aug 29, 2019
Book Page	1154/0843
Instrument	201967006740

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Sep 1, 2042

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 7, 2019
Property Address	3539 LAKESIDE DR, CHIPLEY, FL 32428-3732
Document Number	0067003516
Book / Page	001144 / 000493
Instrument Date	May 6, 2019
Instrument	67003516
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	DOWNUM TITLE SERVICES, DOWNUM TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$73.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2426 NW LAKE LILLIAN RD FOUNTAIN FL 324386000, FOUNTAIN, FL 32438-6000

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 19, 2018
Property Address	3539 LAKESIDE DR, CHIPLEY, FL 32428-3732
Document Number	0067001894
Book / Page	001113 / 000399
Instrument Date	Mar 16, 2018
Instrument	67001894
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$73.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16978 NW 21ST ST BLOUNTSTOWN FL 324244636, BLOUNTSTOWN, FL 32424-4636

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$458.00 (+6.51%) Homeowner's exemption	$71,011 (+2.9%)	$106,444 (+24.81%) Land $9,000 Building $97,444
2024	$430.00 (+0.47%) Homeowner's exemption	$69,010 (+3%)	$85,288 (+20.14%) Land $9,000 Building $76,288
2023	$428.00 (+1.66%) Homeowner's exemption	$67,000 (+3.45%)	$70,989 (+9.61%) Land $9,000 Building $61,989
2022	$421.00 Homeowner's exemption	$64,767 Land $9,000 Building $55,767	$64,767 Land $9,000 Building $55,767

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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