Duval County property record for 3539 Ernest St, Jacksonville, FL 32205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 996 sqft · built 1941 |
| Lot Size | 0.128 acres (5,593 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $266,000 (Jul 2023) |
| Tax Bill | $4,180 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 078984-0000 |
| Primary APN | 078984-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| Gross Area | 1,020 sqft |
| 1st Floor Area | 912 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,593 sqft (0.128 acres) |
| Lot Dimensions | 102 ft deep x 58 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3539 ERNEST ST |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32205-5431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMD-A |
| Legal Description | 11-38 20-2S-26E .14 MURRAY HILL SEC A E 41.67FT LOT 10,W 16.66FT LOT 9 BLK 1 |
| Legal Range | 26E |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | MURRAY HILL SEC A |
| Legal Block | 1 |
| Legal Lot Number | 10,9 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 2502 |
Source: Duval County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4025 ANTISDALE ST, JACKSONVILLE, FL 32205-5353 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage BAYWAY MORTGAGE GROUP |
| Jul 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on Record |
| Deed Sale | Jul 11, 2023 · Amount on Record |
| Prior Sale | Jul 24, 2020 · Amount on Record |
| Deed Document Number | 2023141115 |
| Deed Book / Page | 20740 / 100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jul 11, 2023 |
| Property Address | 3539 ERNEST ST, JACKSONVILLE, FL 32205-5431 |
| Document Number | 0207400100 |
| Book / Page | 20740 / 100 |
| Map Reference | MB 11 PG 38 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023141115 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | JACKSONVILLE LAW AND TITLE INC, JACKSONVILLE BLUE OCEAN TTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,862.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 CABANA DR, PONTE VEDRA, FL 32081-0278 |
| Name | Verified Name |
|---|---|
| Address | 4025 ANTISDALE ST, JACKSONVILLE, FL 32205-5353 |
| Document Number | 0020740102 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 20740/102 |
| Name | BAYWAY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jul 24, 2020 |
| Property Address | 3539 ERNEST ST, JACKSONVILLE, FL 32205-5431 |
| Document Number | 0192971008 |
| Book / Page | 19297 / 1008 |
| Map Reference | MB 11 PG 38 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020157859 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12422 BLACKWATER CT, 12422, JACKSONVILLE, FL 32223-4057 |
| Name | Verified Name |
|---|---|
| Address | 27 DIEGO LN, PONTE VEDRA BEACH, FL 32082-3861 |
| Document Number | 0192971010 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 19297/1010 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Duval County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,958 (+1.99%) Land $72,329 Building $147,629 | $219,958 (+1.99%) Land $72,329 Building $147,629 | |
| 2025 | $4,180.00 (+3.26%) | $215,660 (+6.3%) Land $69,687 Building $145,973 | $215,660 (+6.3%) Land $69,687 Building $145,973 |
| 2024 | $4,048.00 (+20.48%) | ||
| 2023 | $3,360.00 (+16.63%) | $202,877 (+12.07%) Land $69,687 Building $133,190 | $202,877 (+12.07%) Land $69,687 Building $133,190 |
| 2022 | $2,881.00 | $181,028 Land $54,201 Building $126,827 | $181,028 Land $54,201 Building $126,827 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1992–2015) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Nov 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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