3538 Willard Way, Rocklin, CA 95677 Property Records

Placer County property record for 3538 Willard Way, Rocklin, CA 95677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,186 sqft · built 1990
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Feb 2024 Reverse Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-350-019-000`

Property Details

APN / Parcel Number

Primary APN	`010-350-019-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,186 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3538 WILLARD WAY
City	ROCKLIN
State	CA
Zip	95677-2556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 20 OAKRIDGE SUBD P-46
Legal Subdivision	OAKRIDGE SUBD
Legal Lot Number	20
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3018
Census Tract	21103

Owner

3538 Willard Way is owned and occupied by an individual who acquired it in March 1994.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3538 WILLARD WAY, ROCKLIN, CA 95677-2556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Feb 29, 2024	Intrafamily Transfer, Transfer NOT AVAILABLE, PRC
Dec 28, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Dec 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 17, 1994
Transfer Doc	0000021425
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Feb 29, 2024
Property Address	3538 WILLARD WAY, ROCKLIN, CA 95677-2556
Document Number	0000010668
Map Reference	MB P PG 46
Instrument Date	Feb 13, 2024
Instrument	2024-0010668
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3538 WILLARD WAY, ROCKLIN, CA 95677-2556

Mortgage

Document Number	0000010669
Date	Feb 29, 2024
Instrument	2024-0010669

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2024
Change Frequency	Quarterly
Index	1-Year T-Bill
Max Rate	12.1%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Feb 29, 2024
Property Address	3538 WILLARD WAY, ROCKLIN, CA 95677-2556
Document Number	0000010667
Map Reference	MB P PG 46
Instrument Date	Feb 13, 2024
Instrument	2024-0010667
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	NOT AVAILABLE, PRC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3538 WILLARD WAY, ROCKLIN, CA 95677-2556

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3538 WILLARD WAY, ROCKLIN, CA 95677-2556
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3538 WILLARD WAY, ROCKLIN, CA 95677-2556

Mortgage

Document Number	0000093646
Date	Dec 28, 2022
Instrument	2022-0093646

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.66%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.6%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3538 WILLARD WAY, ROCKLIN, CA 95677-2556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096163
Date	Dec 5, 2017
Instrument	2017-0096163

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3538 Willard Way was $2,258.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$203,166 (+2%) Land $60,035 Building $143,131
2025	$2,258.00	$199,183 Land $58,858 Building $140,325
2023	$2,205.00 (+2.51%)	$191,450 Land $56,573 Building $134,877
2022	$2,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3538 Willard Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3538 Willard Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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