3538 Werk Rd, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3538 Werk Rd, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,078 sqft · built 1946
Lot Size	0.129 acres (5,619 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Dec 2025)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`212-0063-0027-00`

Property Details

APN / Parcel Number

Primary APN	`212-0063-0027-00`
Alternative APN	`0010139`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,078 sqft Living Area
Gross Area	3,234 sqft
1st Floor Area	1,078 sqft
Attic	Attic
Attic Area	1,078 sqft
Basement Area	1,078 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3538 WERK RD
City	CINCINNATI
State	OH
Zip	45248-6227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	WERK RD 50 X 110 PT LT 3 FW SCHWARTZ EST
Legal Subdivision	FW SCHWARTZ EST
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3005
Census Tract	10201

Owner

3538 Werk Rd is owned and occupied by an individual who bought it in December 2025.

Source: Hamilton County records, as of June 3, 2026

Owner of Record	Individual Name on File
Mailing Address	3538 WERK RD, CINCINNATI, OH 45248-6227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Feb 4, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance FIRST STATE BANK
Apr 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Feb 4, 2021 · Amount on File
Deed Document Number	202598437
Deed Book / Page	15564 / 473
Prior Transfer Date	Dec 4, 1995
Prior Transfer Doc	0000174162
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 17, 2025
Property Address	3538 WERK RD, CINCINNATI, OH 45248-6227
Document Number	0000098437
Book / Page	15564 / 473
Instrument Date	Dec 17, 2025
Instrument	2025-0098437
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3538 WERK RD, CINCINNATI, OH 45248-6227
Investor	Possibly a Property Investor

Mortgage

Document Number	0000098438
Date	Dec 17, 2025
Instrument	2025-0098438

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 4, 2021
Property Address	3538 WERK RD, CINCINNATI, OH 45248-6227
Document Number	0000015161
Book / Page	14348 / 33
Instrument Date	Dec 23, 2020
Instrument	2021-0015161
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5851 FARLOOK DR, CINCINNATI, OH 45247-6027

Mortgage

Document Number	0000015162
Date	Feb 4, 2021
Instrument	2021-0015162

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 12, 2018
Property Address	3538 WERK RD, CINCINNATI, OH 45248-6227
Document Number	0000030318
Book / Page	013645 / 000682
Instrument Date	Apr 10, 2018
Instrument	30318
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 11664 CINCINNATI OH 452110664, CINCINNATI, OH 45211-0664

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 27, 2017
Property Address	3538 WERK RD, CINCINNATI, OH 45248-6227
Document Number	0000008733
Book / Page	013342 / 001068
Instrument Date	Dec 20, 2016
Instrument	8733
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3582 WERK RD CINCINNATI OH 452486227, CINCINNATI, OH 45248-6227

Tax Assessment & Valuation

The 2025 property tax bill for 3538 Werk Rd was $2,581, down 4.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,581.00 (-4.65%)	$40,548 (-) Land $6,321 Building $34,227	$115,850 Land $18,060 Building $97,790
2024	$2,707.00 (+4.84%)	$40,548 (-) Land $6,321 Building $34,227
2023	$2,582.00 (+73.17%)	$40,548 (+93.31%) Land $6,321 Building $34,227	$115,850 Land $18,060 Building $97,790
2022	$1,491.00	$20,976 Land $5,131 Building $15,845
2020			$59,930 Land $14,660 Building $45,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3538 Werk Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3538 Werk Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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