Greene County property record for 3538 W Cardinal Dr, Springfield, MO 65810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,348 sqft · built 1998 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,831 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-18-17-101-124 |
| Primary APN | 88-18-17-101-124 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Lot Area | 10,149 sqft (0.233 acres) |
| Lot Dimensions | 145 ft deep x 70 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | 881817101124 |
|---|---|
| Street Address | 3538 W CARDINAL DR |
| City | SPRINGFIELD |
| State | MO |
| Zip | 65810-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | CARDINAL CREST 4TH ADD LOT 13 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 17 |
| Legal Subdivision | CARDINAL CREST 4TH ADD |
| Legal Block | 101 |
| Legal Lot Number | 13 |
| Jurisdiction | GREENE MO |
| Township / Civil Division | BATTLEFIELD B |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 4105 |
Source: Greene County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3538 W CARDINAL DR, SPRINGFIELD, MO 65810-1106 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Oct 17, 2023 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Jan 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| May 20, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2022 |
| Deed Sale | May 20, 2022 |
| Prior Sale | Oct 30, 2014 · Amount on Record |
| Deed Document Number | 202221147 |
| Deed Book / Page | 2022 / 21147 |
| Prior Transfer Date | Sep 6, 2005 |
| Prior Transfer Doc | 0000049710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE MO |
| Property Address | 3538 W CARDINAL DR, SPRINGFIELD, MO 65810-1106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3538 W CARDINAL DR, SPRINGFIELD, MO 65810-1106 |
| Document Number | 0000003377 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 2025/33772-25 |
| Instrument | 33772-25 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 7, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE MO |
| Property Address | 3538 W CARDINAL DR, SPRINGFIELD, MO 65810-1106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003332 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 2023/33322-23 |
| Instrument | 33322-23 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 10, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE MO |
| Property Address | 3538 W CARDINAL DR, SPRINGFIELD, MO 65810-1106 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3538 W CARDINAL DR, SPRINGFIELD, MO 65810-1106 |
| Document Number | 0000000025 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 2022/256-22 |
| Instrument | 256-22 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GREENE MO |
| Recording Date | May 20, 2022 |
| Property Address | 3538 W CARDINAL DR, SPRINGFIELD, MO 65810-1106 |
| Document Number | 0000002114 |
| Book / Page | 2022 / 21147-22 |
| Map Reference | MB RR PG 79 |
| Instrument Date | May 17, 2022 |
| Instrument | 21147-22 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3538 W CARDINAL DR, SPRINGFIELD, MO 65810-1106 |
Source: Greene County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Greene County |
| Unified School District | Springfield R-XII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,550 (-) Land $6,650 Building $28,900 | ||
| 2025 | $1,831.00 (+4.15%) | $35,550 (+11.37%) Land $6,650 Building $28,900 | $187,100 (+11.37%) Land $35,000 Building $152,100 |
| 2023 | $1,758.00 (+42.81%) | $31,920 (+39.33%) Land $5,700 Building $26,220 | $168,000 (+39.3%) Land $30,000 Building $138,000 |
| 2022 | $1,231.00 | $22,910 Land $5,700 Building $17,210 | |
| 2021 | $120,600 Land $30,000 Building $90,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Brightspeed Fiber | 940 / 940 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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