3538 W 20th St, Thatcher, AZ 85552 Property Records

Graham County property record for 3538 W 20th St, Thatcher, AZ 85552

Property Summary

Property TypeSingle Family Home
Details2,487 sqft · built 1991
Lot Size1.68 acres (73,181 sqft)
OwnerCompany Name on File
Last Sale$90,000 (Oct 2024)
Tax Bill$1,488 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN104-39-015A

Property Details

APN / Parcel Number

Primary APN104-39-015A

Interior

Stories1 Story
Building Area2,487 sqft Living Area
1st Floor Area2,487 sqft
Basement Area1,680 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area73,181 sqft (1.68 acres)
PorchOpen Slab
Porch Area624 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3538 W 20TH ST
CityTHATCHER
StateAZ
Zip85552-5369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG SE COR SW4 SEC 14 T7S R25E TH N0D027E 330.06 TH N89D55 W 221.80 TH S0D027W 330.06 TO S LN SW4 SEC 14 TH S89D55 E 221.80 TO POB
Legal Range25E
Legal Township07S
Legal Section14
JurisdictionGRAHAM AZ
Township / Civil DivisionSAFFORD
Census Block Group2
Census Block2044
Census Tract961202

Owner

3538 W 20th St is owned by a company that bought it in October 2024.

Source: Graham County records, as of April 8, 2026

Owner of RecordCompany Name on File
Mailing Address5606 S STOCKTON RD, SAFFORD, AZ 85546-8237
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2024 · Amount on File
Deed SaleOct 4, 2024 · Amount on File
Prior SaleDec 8, 2015 · Amount on File
Deed Document Number20244360
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAHAM AZ
Property Address3538 W 20TH ST, THATCHER, AZ 85552-5369
Transaction TypeMortgage
Record UpdatedOct 26, 2021
Title CompanySTEWART TITLE, STEWART TITLE & TRUST

Transferred To (Grantee/Buyer)

NameVerified Name
Address3538 W 20TH ST, THATCHER, AZ 85552-5369

Mortgage

Document Number0000006518
DateOct 14, 2021
Instrument2021-06518
Lender
NameLHM FINANCIAL CORP
TypeFunding / Finance Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 3538 W 20th St was $1,488.

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGraham County
Unified School DistrictThatcher Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$252,391 Land $56,139 Building $196,252
2025$1,488.00$23,467 Land $5,614 Building $17,853$234,666 Land $56,139 Building $178,527
2023$1,213.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3538 W 20th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3538 W 20th St is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 60% of Arizona
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAFFORD
serves 20,600 people · EPA ID AZ0405005
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityFluoride
resolved · Jan 2017
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Nov 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Valley Telecom Group
Fiber
1,000 / 100
Sparklight
Cable
1,000 / 50

May also be available: Bluespan Wireless.

Nearby Properties on W 20th St

Nearby Streets

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