Pasco County property record for 3538 Steeplechase Rd, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,563 sqft · built 1998 |
| Lot Size | 1.24 acres (54,031 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Oct 1999) |
| Tax Bill | $209 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-26-20-0010-00600-0180 |
| Primary APN | 22-26-20-0010-00600-0180 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,563 sqft Living Area |
| Gross Area | 2,025 sqft |
| 1st Floor Area | 1,563 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 54,031 sqft (1.24 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,232 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 355 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3538 STEEPLECHASE RD |
|---|---|
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-6127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | FOX RIDGE PLAT 1 PB 15 PGS 118-128 LOT 18 BLK 6 OR 4243 PG 1598 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | FOX RIDGE |
| Legal Tract | 10 |
| Legal Block | 6 |
| Legal Lot Number | 18 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 32108 |
3538 Steeplechase Rd is owned and occupied by an individual who bought it in October 1999.
Source: Pasco County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3538 STEEPLECHASE RD, WESLEY CHAPEL, FL 33543-6127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage USF FEDERAL CREDIT UNION |
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage REALI LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 1999 · Amount on File |
| Deed Sale | Oct 14, 1999 · Amount on File |
| Deed Book / Page | 4243 / 1598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 8, 2026 |
| Property Address | 3538 STEEPLECHASE RD, WESLEY CHAPEL, FL 33543-6127 |
| Document Number | 0000190082 |
| Book / Page | 11508 / 2034 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026190082 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3538 STEEPLECHASE RD, WESLEY CHAPEL, FL 33543-6127 |
| Investor | Possibly a Property Investor |
| Document Number | 0000190082, |
|---|---|
| Date | Oct 8, 2026 |
| Book Page | 11508/2034 |
| Instrument | 2026190082 |
| Name | USF FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 15, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3538 STEEPLECHASE RD, WESLEY CHAPEL, FL 33543-6127 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3585 STEEPLECHASE RD, ZEPHYRHILLS, FL 33543 |
| Document Number | 0105291811 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 10529/1811 |
| Instrument | 2022014287 |
| Name | REALI LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94404 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 3538 Steeplechase Rd was $209 with a homeowner's exemption.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,070 (+2.9%) | $327,062 (-0.13%) Land $85,277 Building $241,785 | |
| 2025 | $209.00 Homeowner's exemption | $218,730 Land $85,277 Building $133,453 | $327,502 Land $85,277 Building $242,225 |
| 2023 | $195.00 (+3.72%) Additional exemption filed | $206,380 (+3%) Land $85,277 Building $121,103 | $318,208 (+14.62%) Land $85,277 Building $232,931 |
| 2022 | $188.00 Homeowner's exemption | $200,370 Land $77,582 Building $122,788 | $277,610 Land $77,582 Building $200,028 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3538 Steeplechase Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 161 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 11 (1997–2024) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3538 Steeplechase Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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