San Joaquin County property record for 3538 Posey St, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,428 sqft · built 2024 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,028,500 (Aug 2024) |
| Tax Bill | $26,930 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 213-550-070-000 |
| Primary APN | 213-550-070-000 |
|---|
| Year Built | Built 2024 |
|---|---|
| Lot Area | 11,761 sqft (0.27 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3538 POSEY ST |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-7404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 RIVER ISLANDS STAGE 2B VILLAGE GG2 TRACT |
| Legal Subdivision | RIVER ISLANDS STAGE 2B VL |
| Legal Lot Number | 43 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5214 |
Source: San Joaquin County records · APN 213-550-070-000
Assessment roll updated September 24, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3538 POSEY ST, LATHROP, CA 95330-7404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2024 · Amount on Record |
| Deed Sale | Aug 08, 2024 · Amount on Record |
| Deed Document Number | 202466464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 13, 2026 |
| Property Address | 3538 POSEY ST, LATHROP, CA 95330-7404 |
| Document Number | 0000063265 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202663265 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3538 POSEY ST, LATHROP, CA 95330-7404 |
| Document Number | 0000063265, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 202663265 |
| Name | E HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.54% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $26,930.00 (+416.4%) | $1,628,330 (+6,565.02%) Land $200,000 Building $1,428,330 |
| 2023 | $5,215.00 | $24,431 Land $24,431 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Zinnia Networks Fixed Wireless | 200 / 40 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
Based on FCC filings for 198 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LATHROP serves 38,596 people |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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