3538 Polly Dr, Bartlett (Memphis), TN 38133 Property Records

Shelby County property record for 3538 Polly Dr, Bartlett, TN 38133

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,576 sqft · built 2015
Lot Size	0.232 acres (10,094 sqft)
Owner	2 Individual Names on File
Last Sale	$206,000 (Oct 2015)
Tax Bill	$2,455 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`B0-158S-B0-0064`

Property Details

APN / Parcel Number

Primary APN	`B0-158S-B0-0064`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,576 sqft Living Area
Gross Area	3,038 sqft
1st Floor Area	1,946 sqft
Utility Area	16 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	10,094 sqft (0.232 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Patio Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3538 POLLY DR
City	BARTLETT
State	TN
Zip	38133-2865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	ES POLLY DRIVE SEE MAP GRID 96 E
Legal Subdivision	COUNTRY CREEK
Legal Lot Number	64
Jurisdiction	SHELBY TN
Township / Civil Division	3
Census Block Group	4
Census Block	4011
Census Tract	20632

Owner

3538 Polly Dr is owned and occupied by two individuals who bought it in October 2015.

Source: Shelby County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3538 POLLY DR, BARTLETT, TN 38133-2865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 14, 2017	Loan Modification, Mortgage · FHA Mortgage ROUNDPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2015 · Amount on File
Deed Sale	Oct 21, 2015 · Amount on File
Prior Sale	Oct 5, 2015 · Amount on File
Deed Document Number	2015106620
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	3538 POLLY DR, BARTLETT, TN 38133-2865
Document Number	0000089749
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 11, 2017
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3538 POLLY DR BARTLETT TN 381332865, BARTLETT, TN 38133-2865

Mortgage

Document Number	0000089749
Date	Aug 31, 2017
Instrument	89749

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	3538 POLLY DR, BARTLETT, TN 38133-2865
Document Number	0000090040
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 11, 2017
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3538 POLLY DR BARTLETT TN 381332865, BARTLETT, TN 38133-2865

Mortgage

Document Number	0000090040
Date	Aug 31, 2017
Instrument	90040

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 3538 Polly Dr was $2,455.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Bartlett City
County	Shelby County
Unified School District	Bartlett City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,455.00	$91,300 Land $19,250 Building $72,050	$365,200 Land $77,000 Building $288,200
2023		$67,000 Land $13,950 Building $53,050
2022	$2,271.00
2021			$268,000 Land $55,800 Building $212,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3538 Polly Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3538 Polly Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARTLETT WATER SYSTEM serves 57,129 people · EPA ID TN0000765
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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