3538 Madison St, Gary, IN 46408 Property Records

Lake County property record for 3538 Madison St, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,352 sqft · built 1937
Lot Size0.112 acres (4,922 sqft)
OwnerIndividual Name on Record
Last Sale$234,000 (Aug 2024)
Tax Bill$2,525 (2024)
Deeds & MortgagesOct 2025 Mortgage
Nov 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN001-25-46-0337-0018

Property Details

APN / Parcel Number

Primary APN001-25-46-0337-0018
Alternative APNs
  • 45-08-21-454-015.000-004
  • 254603370018

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,352 sqft Living Area
Basement Area1,072 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1985
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area4,922 sqft (0.112 acres)
Lot Dimensions123 ft deep x 40 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-46-0337-0018
Old Parcel Number254603370018
Street Address3538 MADISON ST
CityGARY
StateIN
Zip46408-1512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK MANOR 5TH SUB. LOT 18 BL.D
Legal SubdivisionPARK MANOR 5TH SUB
Legal BlockD
Legal Lot Number18
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group3
Census Block3000
Census Tract12400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3538 MADISON ST, GARY, IN 46408-1512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Nov 3, 2017Tax Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2024 · Amount on Record
Deed SaleAug 23, 2024 · Amount on Record
Prior SaleNov 3, 2017 · Amount on Record
Deed Document Number0000028072
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3538 MADISON ST, GARY, IN 46408-1512
Transaction TypeMortgage
Record UpdatedOct 24, 2025
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3538 MADISON ST, GARY, IN 46408-1512
InvestorPossibly a Property Investor

Mortgage

Document Number0000039884
DateOct 16, 2025
Instrument2025-539884
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

November 2017: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionLAKE IN
Recording DateNov 3, 2017
Property Address3538 MADISON ST, GARY, IN 46408-1512
Document Number0000074448
Instrument DateSep 22, 2017
Instrument74448
Transaction TypeForeclosure
Record UpdatedNov 14, 2017

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8600 LILLIBET TER MORTON GROVE IL 600533123, MORTON GROVE, IL 60053-3123

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$166,200 (+73.13%) Land $5,200 Building $161,000$166,200 (+73.13%) Land $5,200 Building $161,000
2024$2,525.00 (+138.66%)
2023$96,000 (+132.45%) Land $5,000 Building $91,000$96,000 (+132.45%) Land $5,000 Building $91,000
2022$1,058.00$41,300 Land $3,900 Building $37,400$41,300 Land $3,900 Building $37,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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