Mitchell County property record for 3538 Lancer Ave, Osage, IA 50461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,100 sqft · built 1976 |
| Lot Size | 6.46 acres (281,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,500 (Dec 2005) |
| Tax Bill | $5,156 (2025) |
| Deeds & Mortgages | Sep 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 1025303011 |
| Primary APN | 1025303011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| Basement Area | 2,100 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 281,398 sqft (6.46 acres) |
| Garage Type | Mixed |
| Garage Area | 1,104 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3538 LANCER AVE |
|---|---|
| City | OSAGE |
| State | IA |
| Zip | 50461-8338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EX 3.8A, LOT A RESURVEY SW 1/4 |
| Legal Range | 17W |
| Legal Township | 98N |
| Legal Section | 25 |
| Legal Lot Number | A |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | OSAGE |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 560300 |
3538 Lancer Ave is owned and occupied by two individuals who bought it in December 2005.
Source: Mitchell County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3538 LANCER AVE, OSAGE, IA 50461-8338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2005 · Amount on File |
| Deed Sale | Dec 5, 2005 · Amount on File |
| Deed Document Number | 200522410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 3538 LANCER AVE, OSAGE, IA 50461-8338 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/1481 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 2019/1481 |
| Instrument | 1481 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 73 Months |
| Due | Oct 1, 2025 |
The 2025 property tax bill for 3538 Lancer Ave was $5,156 with a homeowner's exemption, up 5.6% from the year before.
Source: Mitchell County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,156.00 (+5.57%) Homeowner's exemption | $463,630 Land $69,120 Building $394,510 | $463,630 Land $69,120 Building $394,510 |
| 2024 | $4,884.00 | ||
| 2023 | $417,250 (+14.99%) Land $69,120 Building $348,130 | $417,250 Land $69,120 Building $348,130 | |
| 2022 | $4,848.00 Homeowner's exemption | $362,870 Land $69,120 Building $293,750 | |
| 2021 | $362,870 Land $69,120 Building $293,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3538 Lancer Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3538 Lancer Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Osage Municipal Utilities Cable | 500 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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