3538 E Eagle Beach Cir, Port Clinton, OH 43452 Property Records

Ottawa County property record for 3538 E Eagle Beach Cir, Port Clinton, OH 43452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1920
Lot Size	0.295 acres (12,837 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (May 2026)
Tax Bill	$2,646 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`018224-7`

Property Details

APN / Parcel Number

Primary APN	`018224-7`
Alternative APN	`013-20670-33867-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	960 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,837 sqft (0.295 acres)
Lot Dimensions	159 ft deep x 113 ft wide
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	018224-7
Street Address	3538 E EAGLE BEACH CIR
City	PORT CLINTON
State	OH
Zip	43452-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 29 & 30 EAGLE BEACH
Legal Subdivision	EAGLE BEACH
Legal Lot Number	29-30
Jurisdiction	OTTAWA OH
Township / Civil Division	CATAWBA ISLAND
Census Block Group	2
Census Block	2015
Census Tract	50201

Owner

Source: Ottawa County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2861 WESTMORE RD, ROCKY RIVER, OH 44116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Aug 31, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Oct 12, 2010 · Amount on Record
Deed Document Number	20262629
Deed Book / Page	2080 / 384
Prior Transfer Date	Aug 12, 2008
Prior Transfer Doc	0000195195
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	May 5, 2026
Property Address	3538 E EAGLE BEACH CIR, PORT CLINTON, OH 43452-2718
Document Number	0000002629
Book / Page	2080 / 384
Instrument Date	May 1, 2026
Instrument	2026.2629
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	MIDLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185,840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000002630,
Date	May 5, 2026
Book Page	2080/386
Instrument	2026.2630

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Aug 31, 2021
Property Address	3538 E EAGLE BEACH CIR, PORT CLINTON, OH 43452-2718
Document Number	0000310219
Book / Page	1858 / 497
Instrument Date	Aug 31, 2021
Instrument	2021-310219
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3538 E EAGLE BEACH CIR, PORT CLINTON, OH 43452-2718
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Catawba Island Township
Unified School District	Port Clinton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,646.00 (-2.18%)	$85,642 (-) Land $53,113 Building $32,529
2024	$2,705.00 (+16.09%) Homeowner's exemption	$85,642 (+25.94%) Land $53,113 Building $32,529	$244,690 (+25.94%) Land $151,750 Building $92,940
2023	$2,330.00 (-1.19%) Homeowner's exemption	$68,002 (-) Land $43,929 Building $24,073
2022	$2,358.00 Homeowner's exemption	$68,002 Land $43,929 Building $24,073
2021			$194,290 Land $125,510 Building $68,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	45 (1982–2021)
Claims Outside the SFHA	4 of 45
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA COUNTY REGIONAL WATER DISTRICT serves 20,428 people · EPA ID OH6205011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Amplex Wireless, Frontier.

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