Citrus County property record for 3538 E Delight St, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,526 sqft Living Area |
| Lot Size | 76,801 sqft (1.76 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2019) |
| Tax Bill | $1,909.00 (2025) |
Source: Citrus County records · APN 19E-17S-36-0010-00050-002.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3538 E DELIGHT ST, HERNANDO, FL 34442-2510 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Aug 25, 2017 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Nov 05, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNION HOME MORTGAGE CORP |
| Jan 08, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage UNION HOME MORTGAGE CORP |
| Aug 07, 2017 | Deed of Trust, Mortgage · Line of Credit CADENCE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 2019 · Amount on Record |
| Deed Sale | Jan 08, 2019 · Amount on Record |
| Prior Sale | Oct 24, 2000 · Amount on Record |
| Deed Doc Number | 2019000869 |
| Deed Book / Page | 2949 / 1812 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3538 E DELIGHT ST, HERNANDO, FL 34442-2510 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3538 E DELIGHT ST, HERNANDO, FL 34442-2510 |
| Document Number | 0034091431 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 3409/1431 |
| Instrument | 2023053249 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3538 E DELIGHT ST, HERNANDO, FL 34442-2510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028490547 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 2849/0547 |
| Instrument | 2017039788 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77042 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 07, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3538 E DELIGHT ST, HERNANDO, FL 34442-2510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030161032 |
|---|---|
| Date | Nov 05, 2019 |
| Book Page | 3016/1032 |
| Instrument | 2019058120 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jan 08, 2019 |
| Property Address | 3538 E DELIGHT ST, HERNANDO, FL 34442-2510 |
| Document Number | 0029491812 |
| Book / Page | 2949 / 1812 |
| Map Reference | MB 3 PG 96 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 2019000869 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | EXPRESS TITLE SVCS OF CITRUS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3538 E DELIGHT ST, 3538, HERNANDO, FL 34442-2510 |
| Name | Verified Name |
|---|---|
| Address | 3538 E DELIGHT ST, HERNANDO, FL 34442-2510 |
| Document Number | 2019000870 |
|---|---|
| Date | Jan 08, 2019 |
| Instrument | 2019000870 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3538 E DELIGHT ST, HERNANDO, FL 34442-2510 |
| Document Number | 0028490547 |
| Book / Page | 002849 / 000547 |
| Instrument Date | Aug 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3538 E DELIGHT ST HERNANDO FL 344422510, HERNANDO, FL 34442-2510 |
| Document Number | 0028490547 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 002849/000547 |
| Instrument | 39788 |
| Name | CADENCE BK |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77042 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 24, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,909.00 (+5.88%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $287,955 (+6.1%) Land $55,380 Building $232,575 | $287,955 (+6.1%) Land $55,380 Building $232,575 |
| 2024 | $1,803.00 (+2.97%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $271,406 (+10.43%) Land $43,880 Building $227,526 | $271,406 (+10.43%) Land $43,880 Building $227,526 |
| 2023 | $1,751.00 (+7.03%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $245,767 (+18.56%) Land $43,880 Building $201,887 | $245,767 (+18.56%) Land $43,880 Building $201,887 |
| 2022 | $1,636.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $207,298 Land $24,860 Building $182,438 | $207,298 Land $24,860 Building $182,438 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 417 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-17S-36-0010-00050-002.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,526 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 76,801 sqft (1.76 acres) |
| Depth X Width | 120 ft x 80 ft Depth x Width |
| Parking Spaces | 5 Parking Spaces |
| Garage Area | 552 sqft Garage |
| Pool Area | 463 sqft Pool |
|---|---|
| Fence | Fence |
| Patio Area | 176 sqft Patio |
| Porch | Open Porch |
| Porch Area | 316 sqft Porch |
| Utility Building | 130 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3522231 |
|---|---|
| Old Parcel Number | 3617S19E0010000500020 |
| Street Address | 3538 E DELIGHT ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-2510 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIVER LAKES MANOR UNIT 1 PB 3 PG 96 LOTS 2 3 4 5 12 13 14 & 15 BLK 5 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | RIVER LAKES MANOR UNIT 1 |
| Legal Block | 5 |
| Legal Lot Number | 2 3 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 450105 |
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