3538 Davison Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3538 Davison Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,650 sqft · built 1938
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$124,900 (Jan 2018)
Tax Bill	$1,380 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-002-022-00`

Property Details

APN / Parcel Number

Primary APN	`008-002-022-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	1,650 sqft Living Area
1st Floor Area	1,290 sqft
Flooring	Carpet

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	19,602 sqft (0.45 acres)
Garage Area	368 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3538 DAVISON RD
City	LAPEER
State	MI
Zip	48446-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	08 03 201 000 00 SEC 2 T7N R9E COM S 89 DEG 03' E 578.8 FT AND S 89 DEG45' E 50.02 FT AND N 88 DEG 41' E 62.07 FT AND N 86
Legal Range	09E
Legal Township	07N
Legal Section	02
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1000
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3538 DAVISON RD, LAPEER, MI 48446-2913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Jan 10, 2018	Warranty Deed, Transfer ADVISORS CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2018 · Amount on Record
Deed Sale	Jan 10, 2018 · Amount on Record
Prior Sale	Oct 31, 2007 · Amount on Record
Deed Book / Page	2940 / 283
Prior Transfer Date	Apr 30, 2008
Prior Transfer Doc	0023470220
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3538 DAVISON RD, LAPEER, MI 48446-2913
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3538 DAVISON RD, LAPEER, MI 48446-2913

Mortgage

Document Number	0033120636
Date	Aug 24, 2022
Book Page	3312/636

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 10, 2018
Property Address	3538 DAVISON RD, LAPEER, MI 48446-2913
Document Number	0029400283
Book / Page	002940 / 000283
Instrument Date	Dec 27, 2017
Transaction Type	Transfer
Record Updated	Feb 14, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$936.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 WESTBROOKE DR LAPEER MI 484461262, LAPEER, MI 48446-1262

Mortgage

Document Number	29400285
Date	Jan 10, 2018
Book Page	002940/000285

Lender

Name	ADVISORS CAP
Type	Funding / Finance Company
Address	NOVI, MI 48375

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,200 (+3.87%)	$166,400 (+3.87%)
2025	$1,380.00 (+18.25%) Homeowner's exemption	$80,100 (+4.43%)	$160,200 (+4.43%)
2023		$76,700	$153,400
2022	$1,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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