3538 Concord Ave, Madison, WI 53714 Property Records

Dane County property record for 3538 Concord Ave, Madison, WI 53714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,429 sqft · built 1953
Lot Size	0.185 acres (8,102 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Aug 2004)
Tax Bill	$5,287 (2024)
Deeds & Mortgages	Oct 2019 Line of Credit Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0810-324-0310-7`

Property Details

APN / Parcel Number

Primary APN	`0810-324-0310-7`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,429 sqft Living Area
1st Floor Area	728 sqft
2nd Floor Area	437 sqft
Basement Area	728 sqft
Finished Basement	264 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1969
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	8,102 sqft (0.185 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	308 sqft
Driveway	Driveway
Driveway Area	115 sqft
Parking Spaces	1 Parking Space
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3538 CONCORD AVE
City	MADISON
State	WI
Zip	53714-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR-C1
Legal Description	WASHINGTON HEIGHTS, BLK 1, LOT 17
Legal Range	10
Legal Township	08
Legal Section	32
Legal Subdivision	WASHINGTON HEIGHTS
Legal Block	1
Legal Lot Number	17
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1007
Census Tract	2601

Owner

3538 Concord Ave is owned and occupied by two individuals who bought it in August 2004.

Source: Dane County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	3538 CONCORD AVE, MADISON, WI 53714-1237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit UW CU
Oct 26, 2018	Deed of Trust, Mortgage · Line of Credit UW CU
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY/WI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2004 · Amount on File
Deed Sale	Aug 1, 2004 · Amount on File
Deed Document Number	0093959262
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3538 CONCORD AVE, MADISON, WI 53714-1237
Document Number	0005533253
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3538 CONCORD AVE MADISON WI 537141237, MADISON, WI 53714-1237

Mortgage

Document Number	0005533253
Date	Oct 22, 2019
Instrument	5533253

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3538 CONCORD AVE, MADISON, WI 53714-1237
Document Number	0005454169
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3538 CONCORD AVE MADISON WI 537141237, MADISON, WI 53714-1237

Mortgage

Document Number	0005454169
Date	Nov 14, 2018
Instrument	5454169

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2048

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3538 CONCORD AVE, MADISON, WI 53714-1237
Document Number	0005452509
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3538 CONCORD AVE MADISON WI 537141237, MADISON, WI 53714-1237

Mortgage

Document Number	0005452509
Date	Nov 5, 2018
Instrument	5452509

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Nov 4, 2030

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$318,600 Land $59,300 Building $259,300
2024	$5,287.00		$318,600
2023		$289,600 Land $53,900 Building $235,700
2022	$5,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3538 Concord Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3538 Concord Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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