3538 Augusta Cir, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3538 Augusta Cir, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,256 sqft · built 1970
Lot Size	0.453 acres (19,740 sqft)
Owner	2 Individual Names on File
Last Sale	$548,000 (Jun 2015)
Tax Bill	$11,022 (2025)
Deeds & Mortgages	May 2017 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8813-05-451-006`

Property Details

APN / Parcel Number

Primary APN	`8813-05-451-006`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
1st Floor Area	2,256 sqft
Basement Area	2,256 sqft
Finished Basement	1,460 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,740 sqft (0.453 acres)
Lot Dimensions	140 ft deep x 217 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,104 sqft
Patio Area	709 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3538 AUGUSTA CIR
City	WATERLOO
State	IA
Zip	50701-4690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERLOO COUNTRY CLUB ADDITION LOT 56
Legal Range	13W
Legal Township	88N
Legal Section	05
Legal Subdivision	WATERLOO COUNTRY CLUB ADDITION
Legal Lot Number	56
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2006
Census Tract	1501

Owner

3538 Augusta Cir is owned and occupied by two individuals who bought it in June 2015.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3538 AUGUSTA CIR, WATERLOO, IA 50701-4690
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2015 · Amount on File
Deed Sale	Jun 16, 2015 · Amount on File
Deed Document Number	201520529
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3538 AUGUSTA CIR, WATERLOO, IA 50701-4690
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700020029
Date	May 17, 2017
Instrument	2017-00020029

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 17, 2027

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3538 AUGUSTA CIR, WATERLOO, IA 50701-4690
Transaction Type	Mortgage
Record Updated	Jun 15, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000021209
Date	Jun 3, 2020
Instrument	202000021209

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3538 Augusta Cir was $11,022 with a homeowner's exemption, down 5.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,022.00 (-5.33%) Homeowner's exemption	$550,920 Land $91,480 Building $459,440	$550,920 Land $91,480 Building $459,440
2024	$11,642.00
2023		$546,910 (+38.46%) Land $91,480 Building $455,430	$546,910 Land $91,480 Building $455,430
2022	$8,480.00 Homeowner's exemption	$395,000 Land $91,480 Building $303,520
2021			$395,000 Land $91,480 Building $303,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3538 Augusta Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	12 units insured incl. 4 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Jun 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3538 Augusta Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Augusta Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures