3538 3rd Ave, Council Bluffs, IA 51501 Property Records

Pottawattamie County property record for 3538 3rd Ave, Council Bluffs, IA 51501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1951
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (May 2026)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2020 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`7544 33 205 012`

Property Details

APN / Parcel Number

Primary APN	`7544 33 205 012`
Alternative APN	`000 035 270 010265 000 000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Base Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Area	352 sqft

Location & Zoning

Street Address	3538 3RD AVE
City	COUNCIL BLUFFS
State	IA
Zip	51501-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	FERRY ADD LT 6 BLK 25
Legal Range	44W
Legal Township	75N
Legal Section	33
Legal Subdivision	FERRY ADDITION
Legal Block	25
Legal Lot Number	6
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3007
Census Tract	30402

Owner

Source: Pottawattamie County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3538 3RD AVE, COUNCIL BLUFFS, IA 51501-3221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer · VA Mortgage FIRST NATIONAL BANK OF OMAHA
Jun 3, 2020	Warranty Deed, Transfer NOT AVAILABLE
Apr 14, 2020	Deed of Trust, Mortgage HOUSING FIN AUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Jun 3, 2020 · Amount on Record
Deed Document Number	20265651
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	May 20, 2026
Property Address	3538 3RD AVE, COUNCIL BLUFFS, IA 51501-3221
Document Number	0000005651
Instrument Date	May 5, 2026
Instrument	20265651
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	HOMETOWN ABSTRACT INC, HOMETOWN ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$24,967.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3538 3RD AVE, COUNCIL BLUFFS, IA 51501-3221

Mortgage

Document Number	0000005652,
Date	May 20, 2026
Instrument	20265652

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000005653,
Date	May 20, 2026
Instrument	20265653

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Jun 3, 2020
Property Address	3538 3RD AVE, COUNCIL BLUFFS, IA 51501-3221
Document Number	0000007016
Instrument Date	May 21, 2020
Instrument	7016
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3538 3RD AVE COUNCIL BLUFFS IA 515013221, COUNCIL BLUFFS, IA 51501-3221

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	3538 3RD AVE, COUNCIL BLUFFS, IA 51501-3221
Document Number	0000007018
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 AVENUE F COUNCIL BLUFFS IA 515011928, COUNCIL BLUFFS, IA 51501-1928

Mortgage

Document Number	0000007018
Date	Jun 3, 2020
Instrument	7018

Lender

Name	HOUSING FIN AUTH
Address	DES MOINES, IA 50315

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Municipality	Council Bluffs City
Unified School District	Council Bluffs Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,900 (-) Land $22,300 Building $96,600	$118,900 (-) Land $22,300 Building $96,600
2025	$1,892.00 (-32.02%)	$118,900 (+14.11%) Land $22,300 Building $96,600	$118,900 (+14.11%) Land $22,300 Building $96,600
2023		$104,200 Land $19,400 Building $84,800	$104,200 Land $19,400 Building $84,800
2021	$2,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 2 claims Severe Storms And Flooding, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNCIL BLUFFS WATER WORKS serves 64,447 people · EPA ID IA7820080
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Great Plains Communications, Western Iowa Wireless.

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