Merced County property record for 3537 Sunstone Ct, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,389 sqft · built 2021 |
| Lot Size | 0.14 acres (6,109 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $528,000 (Feb 2022) |
| Tax Bill | $7,064 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 008-460-027-000 |
| Primary APN | 008-460-027-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,389 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,109 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 008-460-027 |
|---|---|
| Street Address | 3537 SUNSTONE CT |
| City | MERCED |
| State | CA |
| Zip | 95340-8225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | SUMMER CREEK PHASE 2 LOT 172 |
| Legal Subdivision | SUMMER CREEK PH 02 |
| Legal Lot Number | 172 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 2602 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3537 SUNSTONE CT, MERCED, CA 95340-8225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jan 7, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage EMET LENDING GROUP INC |
| Feb 3, 2022 | Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2022 · Amount on Record |
| Deed Sale | Feb 3, 2022 · Amount on Record |
| Deed Document Number | 20225414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 7, 2026 |
| Property Address | 3537 SUNSTONE CT, MERCED, CA 95340-8225 |
| Document Number | 0000000403 |
| Map Reference | MB 75 PG 1 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2026000403 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3537 SUNSTONE CT, MERCED, CA 95340-8225 |
| Document Number | 0000000404 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 2026000404 |
| Name | EMET LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 3, 2022 |
| Property Address | 3537 SUNSTONE CT, MERCED, CA 95340-8225 |
| Document Number | 0000005414 |
| Map Reference | MB 75 PG 1-4 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022005414 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3537 SUNSTONE CT, MERCED, CA 95340-8225 |
| Document Number | 0000005415 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 2022005415 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 10.1% |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $500,000 (-7.15%) Land $120,000 Building $380,000 | |
| 2025 | $7,064.00 (+3.53%) | $538,500 (+0.03%) Land $120,000 Building $418,500 |
| 2023 | $6,823.00 (+12.72%) | $538,345 Land $86,700 Building $451,645 |
| 2022 | $6,053.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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