Rockwall County property record for 3537 Ridgecross Dr, Rockwall, TX 75087
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,542 sqft · built 2021 |
| Lot Size | 0.173 acres (7,549 sqft) |
| Owner | Individual Name on File |
| Last Sale | $784,035 (Nov 2023) |
| Tax Bill | $9,760 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R97481 |
| Primary APN | R97481 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,542 sqft Living Area |
| Gross Area | 4,344 sqft |
| 1st Floor Area | 3,542 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,549 sqft (0.173 acres) |
| Lot Dimensions | 120 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 698 sqft |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3537 RIDGECROSS DR |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75087-0617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BREEZY HILL PH X, BLOCK C, LOT 28 |
| Legal Subdivision | BREEZY HILL PH X |
| Legal Block | C |
| Legal Lot Number | 28 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHWEST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40203 |
Source: Rockwall County records · APN R97481
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3537 RIDGECROSS DR, ROCKWALL, TX 75087-0617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Mar 04, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SAXTON MORTGAGE LLC |
| Sep 23, 2020 | Grant Deed, Construction Loan · Construction Mortgage MCI PREFERRED EQUITY FUND LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2023 · Amount on Record |
| Deed Sale | Nov 01, 2023 · Amount on Record |
| Deed Document Number | 202318364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 3537 RIDGECROSS DR, ROCKWALL, TX 75087-0617 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Title Company | ESSENT TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 3537 RIDGECROSS DR, ROCKWALL, TX 75087-0617 |
| Document Number | 0000003817 |
|---|---|
| Date | Mar 04, 2026 |
| Instrument | 20260000003817 |
| Name | SAXTON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Sep 23, 2020 |
| Property Address | 3537 RIDGECROSS DR, ROCKWALL, TX 75087-0617 |
| Document Number | 0000021999 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 21999 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 09, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1800 VALLEY VIEW LN #700 FARMERS BRANCH TX 752348922, 700, FARMERS BRANCH, TX 75234-8922 |
| Investor | Possibly a Property Investor |
| Document Number | 22000 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 22000 |
| Name | MCI PREFERRED EQUITY FUND LLC |
|---|---|
| Address | DALLAS, TX 75201 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Sep 22, 2022 |
Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Rockwall City |
| Unified School District | Rockwall Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $700,747 (-1.9%) Land $200,000 Building $500,747 | $700,747 (-1.9%) Land $200,000 Building $500,747 | |
| 2025 | $9,760.00 (-2.47%) Homeowner's exemption | $714,345 (+48.54%) Land $200,000 Building $514,345 | $714,345 (+48.54%) Land $200,000 Building $514,345 |
| 2024 | $10,007.00 (+32.93%) | ||
| 2023 | $7,528.00 (+445.9%) | $480,918 Land $150,000 Building $330,918 | $480,918 Land $150,000 Building $330,918 |
| 2021 | $1,379.00 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| 3 Rooms Communications Fixed Wireless | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Optimum Communications, Verizon.
Based on FCC filings for 117 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOUNT ZION WSC serves 2,028 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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