Carroll County property record for 3537 Emory Rd N, Upperco, MD 21155 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 2012 |
| Square Footage | 1,104 sqft Total Area |
| Lot Size | 130,680 sqft (3 acres) |
| Garage | Carport, 240 sqft |
| Tax Bill | $3,559.00 (2025) |
| Primary APN | 04-069161 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,104 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 130,680 sqft (3 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 240 sqft Garage |
| Carport | Carport |
| Carport Area | 240 sqft Carport |
| Deck Area | 440 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 069161 |
|---|---|
| Street Address | 3537 EMORY RD N |
| City | UPPERCO |
| State | MD |
| Zip | 21155-9608 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | LT - 3.00 ACS 3537 NORTH EMORY RD W OF EMORY CHURCH |
| Legal Subdivision | SHERLOCK HOLMES ESTATES |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 4, WOOLERYS |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 504100 |
Source: Carroll County records · APN 04-069161
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 156, UPPERCO, MD 21155-0156 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Mar 08, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 01, 2019 |
| Transfer Doc | 0092380228 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3537 EMORY RD N, UPPERCO, MD 21155-9608 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Title Company | WESTCOR LAND TITLE INS COMPA |
| Name | Verified Name |
|---|---|
| Address | 3534 EMORY RD N, UPPERCO, MD 21155-9355 |
| Document Number | 0108050407 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 10805/407 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 08, 2019 |
| Property Address | 3537 EMORY RD N, UPPERCO, MD 21155-9608 |
| Document Number | 0092380228 |
| Book / Page | 009238 / 000228 |
| Instrument Date | Mar 01, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | PO BOX 156 UPPERCO MD 211550156, UPPERCO, MD 21155-0156 |
| Document Number | 92380232 |
|---|---|
| Date | Mar 08, 2019 |
| Book Page | 009238/000232 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | HAMPSTEAD, MD 21074-2029 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 07, 2049 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,800 (+1.7%) | $328,400 (+5.09%) Land $180,500 Building $147,900 | |
| 2025 | $3,559.00 (+15.03%) | $312,500 (+14.12%) Land $160,500 Building $152,000 | $312,500 (-) Land $160,500 Building $152,000 |
| 2023 | $3,094.00 | $273,833 | $312,500 Land $160,500 Building $152,000 |
3537 Emory Rd N is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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