Lincoln County property record for 3537 Divot Dr, Maiden, NC 28650
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,535 sqft · built 2006 |
| Lot Size | 1.3 acres (56,889 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Jun 2004) |
| Tax Bill | $5,581 (2026) |
| Deeds & Mortgages | Dec 2021 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3646-12-7986 |
| Primary APN | 3646-12-7986 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,535 sqft Living Area |
| Basement Area | 2,827 sqft |
| Finished Basement | 108 sqft |
| Unfinished Basement | 2,719 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 56,889 sqft (1.3 acres) |
| Pool Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 125769 |
|---|---|
| Street Address | 3537 DIVOT DR |
| City | MAIDEN |
| State | NC |
| Zip | 28650-8040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | #17 GLEN OAKS ESTATES SUB |
| Legal Subdivision | GLEN OAKS ESTATES |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 70800 |
3537 Divot Dr is owned and occupied by two individuals who bought it in June 2004.
Source: Lincoln County records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3537 DIVOT DR, MAIDEN, NC 28650-8040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Sep 23, 2021 | Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2004 · Amount on File |
| Deed Sale | Jun 28, 2004 · Amount on File |
| Prior Sale | Jul 1, 1997 · Amount on File |
| Deed Book / Page | 1604 / 385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3537 DIVOT DR, MAIDEN, NC 28650-8040 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 3537 DIVOT DR, MAIDEN, NC 28650-8040 |
| Document Number | 0003116485 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 3116/485 |
| Instrument | 644182 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3537 DIVOT DR, MAIDEN, NC 28650-8040 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 3537 DIVOT DR, MAIDEN, NC 28650-8040 |
| Document Number | 3087235 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 3087/235 |
| Instrument | 639227 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 3537 Divot Dr was $5,581.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,581.00 | $893,442 Land $64,590 Building $828,852 | $893,442 Land $64,590 Building $828,852 |
| 2023 | $5,382.00 | $893,442 Land $64,590 Building $828,852 | $893,442 Land $64,590 Building $828,852 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3537 Divot Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3537 Divot Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum.
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