3536 Winthrop Ln, Frederick, MD 21704 Property Records

Frederick County property record for 3536 Winthrop Ln, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	4 ba · 1,760 sqft · built 2002
Lot Size	0.062 acres (2,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,500 (Jun 2004)
Tax Bill	$5,775 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-229712`

Property Details

APN / Parcel Number

Primary APN	`07-229712`
Alternative APNs	`7229712` `229712`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,700 sqft (0.062 acres)
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	229712
Street Address	3536 WINTHROP LN
City	FREDERICK
State	MD
Zip	21704-7865
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 404 SECTION K4 2,700 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	URBANA SEC K4
Legal Lot Number	404
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1016
Census Tract	752202

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3536 WINTHROP LN, FREDERICK, MD 21704-7865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2004 · Amount on Record
Deed Sale	Jun 24, 2004 · Amount on Record
Prior Sale	May 3, 2002 · Amount on Record
Deed Document Number	200443331
Deed Book / Page	4692 / 236
Record Updated	Oct 29, 2026

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 15, 2017
Property Address	3536 WINTHROP LN, FREDERICK, MD 21704-7865
Document Number	0119790256
Book / Page	011979 / 000256
Instrument Date	Aug 4, 2017
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3542 WINTHROP LN FREDERICK MD 217047865, FREDERICK, MD 21704-7865
Investor	Possibly a Property Investor

Mortgage

Document Number	119790262
Date	Aug 15, 2017
Book Page	011979/000262

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,233 (+22.23%)	$450,400 (+24.11%) Land $170,000 Building $280,400
2025	$5,775.00 (+12.77%)
2023	$5,121.00	$344,633	$362,900 Land $135,000 Building $227,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20