Bay County property record for 3536 Token Rd, Panama City, FL 32405
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.564 acres (24,567 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $561 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 11756-010-010 |
| Primary APN | 11756-010-010 |
|---|
| Lot Area | 24,567 sqft (0.564 acres) |
|---|---|
| Lot Dimensions | 300 ft deep x 82 ft wide |
| Street Address | 3536 TOKEN RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-3322 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | BC15 |
| Legal Description | 20 3S 14W -7.99A- 90D ST AND BAY DEV CO PLAT COM AT SW COR LOT 75 N ALG TOKEN RD 988.67 TO INTERSECT WITH S LINE OF LOT 54 TH E 19.79 TO E LINE OF TOKEN RD FOR POB TH N 82.43 E 304.60 S 82.44 W 304.68 TO POB LESS W 5 ORB 2699 P 1702 ORB 2235 P 63 ORB |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 20 |
| Legal Subdivision | ST AND BAY DEV CO PLAT |
| Legal Lot Number | 75 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1501 |
3536 Token Rd, vacant land, is owned by an individual who acquired it in August 2006.
Source: Bay County records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1151 FROMAGE CIR W, JACKSONVILLE, FL 32225-9004 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 15, 2006 |
| Transfer Doc | 0028180508 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3536 Token Rd was $561, up 4.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $561.00 (+4.47%) | $45,338 Land $45,338 | $45,338 Land $45,338 |
| 2024 | $537.00 (+12.11%) | ||
| 2023 | $479.00 (+14.05%) | $38,326 (+5.13%) Land $38,326 | $38,326 (+5.13%) Land $38,326 |
| 2022 | $420.00 | $36,457 Land $36,457 | $36,457 Land $36,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3536 Token Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.4 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 300 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 154 (1984–2022) |
| Claims Outside the SFHA | 16 of 154 |
| Most Recent Claim | May 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3536 Token Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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