3536 Northside Ct, Key West, FL 33040 Property Records

Monroe County property record for 3536 Northside Ct, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,096 sqft · built 1963
Lot Size	0.135 acres (5,889 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Sep 1998)
Tax Bill	$2,079 (2024)
Deeds & Mortgages	Nov 2019 Reverse Mortgage Mar 2020 Reverse Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00055920-000000`

Property Details

APN / Parcel Number

Primary APN	`00055920-000000`
Alternative APNs	`01010100055920000000` `1056464`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2000
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,889 sqft (0.135 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	176 sqft
Fence	Fence
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1056464
Old Parcel Number	01010100055920000000
Street Address	3536 NORTHSIDE CT
City	KEY WEST
State	FL
Zip	33040-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2 LT 4 PB5-19 PEARLMAN ESTATES SECOND ADDN OR305-95 OR399-765 OR437-735 OR973-2456 OR1040-195 OR1040-196 OR1056-1791
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	PEARLMAN ESTATES SECOND ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1011
Census Tract	971900

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3536 NORTHSIDE CT, KEY WEST, FL 33040-4213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Mar 18, 2020	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Mar 18, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Oct 30, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 1998 · Amount on Record
Deed Sale	Sep 30, 1998 · Amount on Record
Prior Sale	Jun 29, 1993
Deed Document Number	0153801576
Deed Book / Page	01538 / 01576
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3536 NORTHSIDE CT, KEY WEST, FL 33040-4213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029930126
Date	Nov 4, 2019
Book Page	2993/0126
Instrument	2243288

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	954 Months
Due	May 3, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.45%
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3536 NORTHSIDE CT, KEY WEST, FL 33040-4213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030140748
Date	Mar 18, 2020
Book Page	3014/748
Instrument	2260506

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	950 Months
Due	May 3, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.45%
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3536 NORTHSIDE CT, KEY WEST, FL 33040-4213
Document Number	0030140761
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3536 NORTHSIDE CT KEY WEST FL 330404213, KEY WEST, FL 33040-4213

Mortgage

Document Number	0030140761
Date	Mar 18, 2020
Book Page	003014/000761
Instrument	2260507

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Mar 17, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.45%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3536 NORTHSIDE CT, KEY WEST, FL 33040-4213
Document Number	0029930140
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3536 NORTHSIDE CT KEY WEST FL 330404213, KEY WEST, FL 33040-4213

Mortgage

Document Number	0029930140
Date	Nov 4, 2019
Book Page	002993/000140
Instrument	2243289

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Nov 3, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.45%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,545 (+5.99%)	$671,572 (-5.38%) Land $497,145 Building $174,427
2024	$2,079.00 (+2.21%)
2023	$2,034.00 (+4.79%) Homeowner's exemption	$228,845 (+3%)	$709,788 (+20.45%) Land $548,366 Building $161,422
2022	$1,941.00 Homeowner's exemption	$222,180	$589,268 Land $427,846 Building $161,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 532 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	721 units insured incl. 189 condo units
Nearby Flood Claims	473 (1980–2026)
Claims Outside the SFHA	3 of 473
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Wilma, Oct 2005 · 274 claims Hurricane Georges, Oct 1998 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

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