3535 Windjammer Cir, Apt 2004, Naples, FL 34112 Property Records

Collier County property record for 3535 Windjammer Cir, Apt 2004, Naples, FL 34112

Property Summary

Property Type	Condominium
Details	2,288 sqft · built 1994
Owner	2 Individual Names on File
Last Sale	$402,000 (Dec 2018)
Tax Bill	$3,239 (2025)
Deeds & Mortgages	Dec 2018 Sale Jun 2018 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`639700 20045A14`

Property Details

APN / Parcel Number

Primary APN	`639700 20045A14`
Alternative APNs	`747850016061432530045` `74785001606`

Interior

Units	5 Units
Building Area	2,288 sqft Living Area
1st Floor Area	2,288 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	3535 WINDJAMMER CIR, 2004
City	NAPLES
State	FL
Zip	34112-4288
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPINNAKER POINTE AT WINDSTAR A CONDOMINIUM 2004
Legal Range	25
Legal Township	50
Legal Section	14
Legal Subdivision	SPINNAKER POINTE AT WINDSTAR A CONDOMINI
Legal Tract	639700
Legal Block	2
Legal Lot Number	2004
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2002
Census Tract	10702

Owner

3535 Windjammer Cir, Apt 2004 is owned and occupied by two individuals who bought it in December 2018.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3535 WINDJAMMER CIR, 2004, NAPLES, FL 34112-4288
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2018	Warranty Deed, Transfer NAPLES TITLE INC
Jun 16, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/S FL
May 3, 2017	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2018 · Amount on File
Deed Sale	Dec 6, 2018 · Amount on File
Prior Sale	Mar 26, 2015 · Amount on File
Deed Document Number	20185645173
Deed Book / Page	5578 / 1141
Prior Transfer Date	Apr 18, 2001
Prior Transfer Doc	2812001344
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 6, 2018
Property Address	3535 WINDJAMMER CIR APT 2004, 2004, NAPLES, FL 34112-4288
Document Number	0055781141
Book / Page	005578 / 001141
Instrument Date	Dec 5, 2018
Instrument	5645173
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	NAPLES TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,814.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3535 WINDJAMMER CIR #2004 NAPLES FL 341124288, 2004, NAPLES, FL 34112-4288

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3535 WINDJAMMER CIR APT 2004, 2004, NAPLES, FL 34112-4288
Document Number	0055293884
Instrument Date	Jun 16, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3535 WINDJAMMER CIR #2004 NAPLES FL 341124288, 2004, NAPLES, FL 34112-4288

Mortgage

Document Number	0055293884
Date	Jul 6, 2018
Book Page	005529/003884
Instrument	5582036

Lender

Name	FIFTH THIRD BK/S FL
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 3, 2017
Property Address	3535 WINDJAMMER CIR APT 2004, 2004, NAPLES, FL 34112-4288
Document Number	0053900456
Book / Page	005390 / 000456
Instrument Date	Apr 28, 2017
Instrument	5400237
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2610 HARPER RD DEFIANCE OH 435129133, DEFIANCE, OH 43512-9133

Mortgage

Document Number	53900459
Date	May 3, 2017
Book Page	005390/000459
Instrument	5400239

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 3535 Windjammer Cir, Apt 2004 was $3,239 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,567 (+2.7%)	$499,040 (-20.14%) Building $499,040
2025	$3,239.00 Homeowner's exemption	$278,059	$624,880 Building $624,880
2023	$2,994.00 (-2.44%) Homeowner's exemption	$262,352 (+3%)	$556,240 (+21.81%) Building $556,240
2022	$3,069.00 Homeowner's exemption	$254,711	$456,650 Building $456,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3535 Windjammer Cir, Apt 2004 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	799 units insured incl. 428 condo units
Nearby Flood Claims	224 (1988–2026)
Most Recent Claim	Mar 2026 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 20 claims Hurricane Ian, Oct 2022 · 88 claims Hurricane Ian, Sep 2022 · 77 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3535 Windjammer Cir, Apt 2004 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Verizon.

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