Union County property record for 3535 Secrest Lndg, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,665 sqft · built 2024 |
| Lot Size | 0.047 acres (2,047 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $322,500 (Jun 2024) |
| Tax Bill | $3,038 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-027-725 |
| Primary APN | 07-027-725 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,665 sqft Living Area |
| 1st Floor Area | 699 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 2,047 sqft (0.047 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3535 SECREST LNDG |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35 SECREST LANDING MAP 2 OPCR471-472 |
| Legal Subdivision | SECREST LANDING SUBDIVISION |
| Legal Lot Number | 35 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20321 |
3535 Secrest Lndg is owned by two individuals who bought it in June 2024.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 248 CHOATE AVE, FORT MILL, SC 29708-8418 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 26, 2024 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2024 · Amount on File |
| Deed Sale | Jun 26, 2024 · Amount on File |
| Deed Document Number | 202414642 |
| Deed Book / Page | 8927 / 519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 10, 2026 |
| Property Address | 3535 SECREST LNDG, MONROE, NC 28110-7183 |
| Document Number | 0000009600 |
| Book / Page | 9346 / 730 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20269600 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PENNYMAC LOAN SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 248 CHOATE AVE, FORT MILL, SC 29708-8418 |
| Document Number | 0000009600, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 9346/730 |
| Instrument | 20269600 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 26, 2024 |
| Property Address | 3535 SECREST LNDG, MONROE, NC 28110-7183 |
| Document Number | 0008927519 |
| Book / Page | 8927 / 519 |
| Map Reference | CAB R FILE 471-472 |
| Instrument Date | Jun 26, 2024 |
| Instrument | 14642 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5350 77 CENTER DR # DR100, DR100, CHARLOTTE, NC 28217-2781 |
| Name | Verified Name |
|---|---|
| Address | 248 CHOATE AVE, FORT MILL, SC 29708-8418 |
| Document Number | 0000014643 |
|---|---|
| Date | Jun 26, 2024 |
| Instrument | 14643 |
| Name | M/I FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
The 2025 property tax bill for 3535 Secrest Lndg was $3,038.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,600 (-) Land $66,100 Building $281,500 | $347,600 (-) Land $66,100 Building $281,500 | |
| 2025 | $3,038.00 | $347,600 Land $66,100 Building $281,500 | $347,600 Land $66,100 Building $281,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3535 Secrest Lndg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3535 Secrest Lndg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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